Wealth Strategies & Personal Finance

所在平台: Udemy

课程主页: https://www.udemy.com/course/wealth-strategies-and-personal-finance/

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课程简介

这门Coursera课程“财富策略与个人理财”由Dolan Ingraham教授(金融素养导师,师从百万富翁Paul Orfalea)主讲,旨在帮助学员掌握理财技巧,实现财富增长,并让金钱为您工作,无论您目前的财力或知识水平如何。 课程指出,大多数人受限于金钱而缺乏时间、自由和安全感,不得不从事朝九晚五的工作,出售自己的时间以维持生计。这与我们渴望陪伴家人或追求热情的愿望背道而驰。课程强调,传统的教育体系源于工业经济,侧重于培养遵守指令、长时间工作的工人,因此未能教授学员如何取得财务成功。 本课程将教授学员在学校未接触过的强大金融概念,核心目标是帮助学员获得财务自由,即拥有足够的财富,可以随时选择不工作。 课程内容涵盖: * **银行账户**:学习如何获得比普通人高出数倍的存款利息。 * **信用卡**:了解如何合乎道德地“破解”信用评分,并“智胜”信用卡公司,以及其重要性。 * **预算**:提供极致用户友好的预算方案,专为讨厌预算的人设计。 * **心态转变**:学习简短但极其有效的金钱观念转变,以增加财富。 * **投资**:包括股票知识、降低风险的策略,以及如何在当下就开始投资,即使您认为自己没有足够的资金或知识。 * **附赠福利**:提供独家的终身学习小组访问权限,方便学员在课程结束后持续互相学习和支持。 * **其他**:包括账户资金流动建议和应避免的投资类型。 课程特别针对那些因“没钱”、“不懂”或“怕亏钱”而对投资望而却步的人。课程解释了投资的现状,即现在只需少量资金即可开始,无需股票经纪人,且能通过手机操作。讲师承诺将全程手把手指导,即使学员完全零基础,也能轻松入门。 关于风险,课程强调所有投资都存在风险,但本课程将大大降低风险。一方面,学员可以学习如何将资金投入绝对安全的投资;另一方面,课程设有专门章节教授风险规避技巧。课程引用沃伦·巴菲特的投资原则:“第一条:不要亏损。第二条:记住第一条。” 课程提供无条件退款保证,承诺学员若因任何原因认为课程不适合自己,可轻松获得全额退款。讲师大胆预测,通过这份投资知识,并持之以恒地运用,学员一生中可能增加数十万甚至更多财富。本课程被定位为个人投资,回报高且回报期长。 总而言之,这门课程旨在为学员打下坚实的财务安全基础,最终实现财务自由,让学员掌握让金钱为自己增值的技能。

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课程详情

Join the course while enrollment is still open!Let Dolan Ingraham (financial literacy instructor, taught by multi-millionaire Paul Orfalea) teach you how to manage your finances, grow your wealth, and have your money work for you - even if you're starting out with little or no money or knowledge.The truth is, most of us are starved for time, freedom, or security, because of a lack of money. That is, we have enough to get by - but only because we have to work 9-5 jobs, doing what a boss tells us to do, selling our time, so we can earn a living. (Or doing pretty much the same thing while in school - just not getting paid for it. Does that sound about right?) All this, when we'd rather be spending time with loved ones, or pursuing our passions. Honestly, it's not your fault. I'm speaking particularly to any students right now, when I say this:Our school system is a relic from an industrial economy, where our society needed to churn out factory workers with basic skills, that followed directions and worked long hours.In other words - and I cannot emphasize this enough - our school system did not teach you to be financially successful.(Sorry if that sounds harsh.)Maybe a part of you already suspected that. I hate to say it, but it's the truth.So that's where I come in.In this course, you'll learn powerful financial concepts that weren't taught to you at school, but probably should have been.Before I get into specifics (in about 5 seconds), let me pose one question - particularly for any young adults out there - for you to ponder: Would you like to have the option to not have to work for your money?(To be able to keep working if you want, but always have enough wealth to the point where you could walk away from your job at any time?)By the end of this class, I'm going to equip you with every skill I have, to make that a reality. You'll not only have your own portfolio growing and compounding, but you'll also be savvy with regard to:Banking (earning many times the interest most people make in their savings accounts)Credit cards - and how to ethically "hack" your credit score and beat credit companies at their own game - and why it's so importantBudgeting (designed to be extremely user-friendly for those who hate budgeting)Mindset shifts regarding money that are short and simple yet highly effective, designed to increase your wealth Investing - including stocks and tactics to greatly reduce your risk, as well as how to ACTUALLY get started NOW, even if you don't think you have enough money or knowledge to be an "investor"BONUS: Exclusive, Lifetime Group Member Access to me and to other members of the course, so we can all continue to help each other out, long after you finish the courseAnd More - from specific tips of how your accounts should flow to investments that you should avoidI want to equip you with the foundations to achieve financial security, and ultimately financial freedom (having enough money to the point where you don't HAVE to work, if you don't want to).Now if you're anything like me, a few seconds ago you read the word "investing" and immediately thought "nope, that can't be for me." Immediate knee-jerk thoughts are usually something like:"I don't have enough money; don't you have to have money to make money?""I don't know enough - where on earth would I even start?""what if I don't get enough guidance and I mess up and lose money???"Here's the deal. FIRST of all, the entire game of investing has changed over the past few years. Today, you DON'T need to have more than a few dollars to start, you DON'T need a "stock broker," and you can do it all from your phone, so it's never been easier for anyone to get started.And SECOND: I personally promise to hold your hand - and walk you through - each step of the way.I mean, even if you know ABSOLUTELY NOTHING about the topic right now, I will walk you through each tiny little baby step and make it extremely easy for you to get started. This is my personal promise to you. (Honestly, I HATE when teachers leave me with unanswered questions, don't walk me through everything, or in any way leave me feeling stupid. Has that ever happened to you? That teacher's doing a bad job. And that's unacceptable.)I will never do that to you.I personally promise to be here for you every step of the way.Yes, you can do this. You can literally have your money start making money for you, in a few days.But some people have this fear:"WHAT IF I LOSE MONEY??"Most of us don't really know what we're doing when it comes to managing our money.So sometimes people are worried that if they try to learn themselves, they'll somehow "mess it all up."That's a scary thought. When we worry, we tend to jump to the worst possible thing that could happen....And then we do nothing.(Which, when it comes to investing, is NOT A GOOD MOVE.)Here's the truth: while all investing carries risk, this course is going to make it a lot safer than you might think.There are two reasons I can say this confidently:ONE - I'll teach you exactly how to put as much of your money as you want into absolutely safe investments. (You get to choose how aggressive you want to be. You get to CHOOSE how much risk you want to take on.)If you want to play it safe, and be assured to lose nothing - you can do that.If you want to take on a bit more risk, and use a little bit of your money to seek higher returns - you can do that as well.TWO - There is a section of the course purely devoted to teaching risk mitigation techniques - so if you do choose to take on a bit more risk, I'll teach you how to manage that risk.As Warren Buffet put it, regarding investing: "Rule number 1: Don't lose money. Rule number 2: See rule number 1." I'm going to help you follow that advice.Got it? You're absolutely going to be overall better off for knowing this stuff.AND I'LL SAY THIS RIGHT NOW:If for any reason you try this course, and feel it's not a good fit for you, you can just return it. Easily. I mean really easily.For a full refund.It is super simple to return courses on Udemy. If you don't absolutely LOVE this course, then I want you to return it. Simple as that.Got it? Good.Now I'm going to make what will sound like a huge promise:But due to compounding, the investment knowledge contained here (when used diligently and consistently over the course of you lifetime), has a very high probability of gaining you tens, even hundreds of thousands of dollars or more.So keep in mind: this course is an investment in yourself, that has a very long term, very high payout.I guarantee that by the end of this course you'll be very glad you took it - and if you don't feel that way, please, just return it, for a full refund.Check it out, join everyone who's learning these concepts, and let me walk you through it - step by step.

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