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所在平台: Udemy |
课程主页: https://www.udemy.com/course/understanding-fintech-part-1-fintech-basics/
课程评论：没有评论
课程名称：理解金融科技 - 第一部分（金融科技基础） 课程概述：本课程深入探讨了全球各地（包括加利福尼亚、纽约、伦敦、欧洲、中东、亚洲和非洲）的初创企业如何在金融服务价值链上应用创造力和技术才能，推动金融科技（FinTech）革命的浪潮。该革命承诺对金融服务的生产和消费方式进行变革，致力于使金融服务民主化。金融科技革命带来的潜在好处包括：消费者将获得更多选择、更精准的服务和更具竞争力的价格；中小企业将能获得新型信贷；银行将提高生产力，降低交易成本，实现更高的资本效率和更强的运营弹性；整个金融系统将变得更加稳健，拥有更大的多样性、冗余性和深度；新形式的货币（例如比特币）将改变我们对货币的理解和使用；最根本的是，金融服务将变得更加包容，使人们更好地连接、获得信息并增强自身的能力。 由于金融科技的广泛范围，许多人（无论是商业高管、管理者还是技术人员）往往对其缺乏理解。因此，本课程分为三个部分，旨在为大家提供对金融科技各个方面的基础认识。在第一部分中，我们将对金融科技的世界进行高层次的审视，包括金融服务价值链、金融科技的定义、概念、范围和术语。
From start-ups in California, New York, London, Europe, the Middle East, Asia and Africa, entrepreneurs are applying their creativity and technical ingenuity all along the financial services value chain.This wave of innovation promises a revolution in the production and consumption of financial services. Aptly combining the words "financial" and "technology" the FinTech revolution promises changes that will democratize financial services.The FinTech revolution holds much promise.. Expected benefits include;Consumers who will get more choice, better-targeted services and keener pricing.Small and medium sized businesses who will get access to new credit.Banks that will become more productive, with lower transaction costs, greater capital efficiency and stronger operational resilience.The financial system itself that will become more resilient with greater diversity, redundancy and depth.New forms of currency (like Bitcoin) that will change the way we think of and use money.And most fundamentally, financial services that will be more inclusive; with people better connected, more informed and increasingly empowered.Because of its seemingly vast and varied scope FinTech is not really understood by many in the real world, whether they be business executives, managers or staff (who fail to understand what technology can do) or technologists themselves (who may have scant knowledge of the practical needs/problems of business and finance).This three part course is a primer to understanding FinTech in all its forms and guises.In Part 1 we take a high level view of the FinTech world; the financial services value chain, FinTech's definition, concept, scope and terminology.
