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所在平台: Udemy |
课程主页: https://www.udemy.com/course/understanding-and-managing-card-payments/
课程评论：没有评论
**课程摘要：理解与管理银行卡支付** 本课程深入解析了银行卡支付这一复杂领域。课程首先概述了支付行业全景，详细介绍了各关键参与者及其在支付流程中的角色，从信用卡协会到商户服务提供商。 接着，课程将逐步展示信用卡交易的整个流程，并细致讲解构成交易处理成本的各项要素。鉴于交易手续费（interchange）是最大的成本项，课程将对此进行深入剖析，探讨优化交易手续费和降低信用卡及借记卡处理成本的策略。 最后，课程还将聚焦于支付流程中的主要痛点，包括交易降级（downgrades）、拒付（charge-backs）以及整体的支付管理，为学员提供实用的解决方案。
Pricing in the credit card processing industry is very complex and most merchant statements do not make it any easier to understand. There are various players in the payments space and so much industry jargon that getting a handle on your payments can be difficult and time consuming if you don't fully understand the process.This course starts with an overview of the payments landscape then we look at the key players and their roles, from the Credit Card Associations to the Merchant Providers. We then look at the flow of a credit card transaction and the different components that make up the cost of processing those transactions. Since interchange is the largest cost, we delve deep into understanding interchange and identifying ways to optimize interchange while reducing the overall costs of processing credit and debit cards.We round out the course by covering some of the main pain points that many organizations have with the payments process, including downgrades, charge-backs, and the overall management of payments.
