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所在平台: Udemy |
课程主页: https://www.udemy.com/course/ultimate-guide-on-personal-financial-planning/
课程评论：没有评论
课程名称：个人财务规划终极指南 概述：本课程旨在填补个人财务管理知识的空白。虽然我们学习了许多学科以取得学位和资格，但很少有人意识到个人财务管理的重要性。尽管人们的收入在增加，但许多人的生活仍然陷入财务困境，这主要是因为他们未接受足够的财务管理教育。课程分析了造成这一情况的根本原因，并强调个人财务规划的必要性。 课程内容包括： 1) 为什么要学习财务规划？ 2) 财务规划的必要性 3) 每个收入个体的三个财务阶段 4) 财务规划的基本框架 5) 如何规划保险？ 6) 案例研究：如何计算所需保险金额？ 7) 投保时需注意的要点 8) 重病保险的重要性与需求 9) 应急基金的必要性 10) 健康保险的重要性 11) 子女教育规划 12) 住房及贷款规划 此课程以自我节奏学习的方式进行，建议在学习过程中使用耳机，并准备好笔记本记录要点。通过本课程，学生将能够掌握个人财务规划的知识，从而更好地管理收入、支出和投资，实现人生目标，获得无财务压力的生活。
Why a separate course on Personal Financial Planning?We all have spent so much time learning several subjects just for passing some examinations, just for acquiring some degree or qualifications.We all have spent time learning new skills and updating existing skills to make money and have a living.But why only 1% to 5% are top rich and 95% are still struggling to move each month.Why this difference?How rich become super-rich and others always remain in the 95% category?If you look deeper into this, you will realise that people are actually earning, their earnings are improving, their lifestyles are improving, but at some point, they get into a financial mess in their lives!Do you know why?It's because nowhere personal financial management is taught. Neither your school nor college. We all will realise the need for personal financial management only when we face financial disaster. Only when we make serious financial mistakes.Financial mistakes are like slow poisons. Neither you nor people around you will know that you are committing a financial mistake.The reason is "we are not taught about it"We all spend so much time learning something so that we can make money. But we never spend quality time learning how we should manage our own money. The main reason is that knowledge is not given anywhere - neither schools nor colleges.I did my part of research to understand how this financial ignorance is affecting people and I am stunned to note 9 out of 10 gets into financial troubles because of ignorance. They didn't know, their actions will put them into financial trouble. Their actions are very simple - like buying a mobile phone, buying a car, two-wheeler, constructing a house, taking some insurance, making some investments.You may ask, what's wrong with all these actions. What's wrong with buying all these?Nothing wrong with buying all these items.What is important is,-when you buy-how do you buy-from which source you buy.When it comes to this part, I see uniformity in committing mistakes and it's because of these decisions, untimely decisions, using wrong funding decisions, many many individuals, thousands and thousands of individuals are getting into financial trouble.Pity is - Nobody told them that it is not the right way to acquire things in life - rather everyone around them, appreciated & congratulated them!What a colossal damage!I see there is a big vacuum in knowledge in personal financial management - whether you are a Doctor, Engineer, Banker, CA, Software Professional, Businessman, there is no point in earning 7 figures every month, if you are going to run pillar to post at the end of the month to meet your needs.So, I believe it's my responsibility to educate my students on personal financial planning.Everyone, when they start earning, should get this knowledge so that they plan right from their career beginning.Even if you are in the mid-way, you should acquire knowledge on financial planning at least now and plan your remaining life to have financial stress free life.Financial planning is a step-by-step approach to meet one's life goals. A financial plan acts as a guide as you go through life's journey. Essentially, it helps you be in control of your income, expenses, and investments such that you can manage your money and achieve your goals.It is not just about increasing your savings and reducing your expenses. Financial planning is a lot more than that. This includes achieving your future goals.By enrolling in this course, you will learn,1) Why this course on Financial Planning? 2) Why Financial Planning is essential?3) 3 Financial Phases of every income-earning individual4) Basic Framework for Financial Planning5) How to Plan Insurance?6) Case Study: How to arrive at the Insurance required amount?7) Key points to take note of while taking Insurance8) Importance & need for Critical Illness Insurance9) Need for Emergency Fund10) Importance of Health Insurance11) Children Education Planning12) Home & Home Loan PlanningThis course is structured in a self-paced learning style. Requesting you to use your headphones for a better learning experience. Also, keep a notepad & pen alongside to take keynotes.See you inside the course!
