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所在平台: Udemy |
课程主页: https://www.udemy.com/course/time-value-of-money-cgsastry/
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**课程名称**：金钱的时间价值 (Time Value of Money) **课程概述**： 金钱的时间价值 (TVM) 是金融领域的基础概念，即今天拥有的一笔钱比未来收到的同等金额的钱更有价值。这是因为投资的资金会产生回报，随着利息的复利增长，以及基于投资风险的利率，未来会形成更大的金额。 理解TVM概念有助于投资者和企业做出理性的投资决策。课程将重点讲解两个核心概念： 1. **复利价值技术（未来价值技术）**：用于计算在当前本金、利率和时间的情况下，未来的价值（FV）。 2. **贴现价值技术（现值技术）**：用于计算在未来特定金额、利率和时间的情况下，当前的价值（PV）。 在金融实践中，经常会遇到处理当前现金流出和未来现金流入的情况。掌握TVM技术能够帮助财务管理者做出关于现金流入的明智决策。 TVM技术将助力管理者在融资、投资和股息等方面做出审慎的决策。 本课程旨在为学员打下坚实的金融学基础。
Time Value of Money (TVM)The time value of money (TVM) is the basic concept in finance that holds that money in the present is worth more than the money that is expected to be received in the future. This is because money invested will give certain return, creating a larger amount of money in the future as interest is added to the sum of money invested at a certain rate of interest based on the risk profile of the investment.Understanding this concept helps investors and corporates make a rational decision relating to their investments. In time value of money mathematics, one will learn two important concepts compounding value technique (future value technique) and discounting value technique (present value technique).The Future value technique or compounding technique will help understand future value (FV) given the present money and present value (PV) technique or discounting technique helps us in understanding present value of money given future money.In most of the cases in finance, we will be perplexed with a situation where we will be dealing with present cash outflows and future cash inflows. Understanding the time value techniques will help the finance manager to make appropriate decision concerning cash inflows.The time value techniques will help managers in taking prudent decisions relating to financing, investment and dividends.Welcome to this wonderful course on TVM and hope this course will give strong foundation in the subject of finance.
