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所在平台: Udemy |
课程主页: https://www.udemy.com/course/the-ultimate-guide-to-live-your-life-on-your-own-terms/
课程评论:没有评论
这门 Coursera 课程《最佳个人理财课:你需要知道的一切》由一位屡获殊荣的理财规划师和教练讲授,旨在帮助学员掌握全面的金钱管理知识和技能。课程强调了必要的思维模式转变,引导学员深入了解自我,明确生活目标,并将这些目标转化为个性化的理财策略。 课程内容涵盖了: * **精明消费与增收:** 如何分析并大幅削减个人开支以增加净资产,以及创造更多收入的有效途径。 * **储蓄与投资:** 学习高效的储蓄方法,理解退休账户运作机制,降低税负,并教授如何创建多元化的投资组合(包括股票、债券、商品和房地产投资信托)。 * **债务与信用:** 改善信用评分,以及如何以远超常规时间三分之一的速度偿还抵押贷款。 * **规划与保护:** 制定年度生活预算,了解房产购买和抵押贷款计算,学习遗嘱、信托和遗产规划,并利用保险产品保护家人和资产。 * **工具与实践:** 课程提供“终极自由计算器”(Excel文件),能实时展示学员达到财务安全、独立和自由的确切日期,并包含年度预算、抵押贷款、债务、保险和收入计算器。此外,还配有练习册,方便学员与讲师一同练习。 * **规避风险:** 学习如何独立思考,避免被金融机构误导,并最大限度地减少银行和投资公司的费用。 课程教授的都是基于实际生活经验的知识,而非理论。无需Excel或会计背景,课程将逐步教学如何使用“自由计算器”。学员将获得一套完整的工具,帮助他们控制财务,实现财务自由,并按照自己的意愿生活。这门课程也鼓励分享和赠送给亲友,帮助他们摆脱信息误导和财务束缚。
In this Masterclass you will learn how to think, what to unlearn, to understand the principles of money management, practically apply that knowledge and skills to build your own map to success and everything else that I've learned in my professional journey being an award-winning financial planner so you can set up your financial plan, save money on insurance, FIND MORE MONEY & make better investment decisions in your journey to reaching your financial freedom and living life on your own terms.By An Award Winning Financial Planner & Coach, who is also stuntman, actor, businessman, founder of the financial literacy channel Money Talks and co-founder of the Financial Coach Training Academy. THIS COMPLETE PERSONAL FINANCE Masterclass: The Ultimate Guide To Live Your Life On Your Own Terms considers more than just finance tips. It takes you through a NECESSARY MINDSET SHIFT by guiding you to unpack who you are and why you want to live the life you think you deserve before channelling that deeply personal outcome into YOUR way of money management.Also included in this course is a what we call The Ultimate Freedom Calculator to help you track your life with money, annual living budgets, your mortgages (and how to specifically pay them off in less than a 3rd of the time), and advanced Debt calculator, insurance and income calculators AND considers ALL those calculations to give you a LIVE snapshot of the exact date that you will reach your FINANCIAL SECURITY, INDEPENDENCE & FREEDOM. No prior finance or accounting or Excel experience is required to take this course. You will be taught in the virtual classroom how to use the Freedom Calculator step by step.Some of the many Save Money topics and exercises covered in the course include:How to analyze and significantly decrease your personal expenses so your net worth increases significantly in the long runHow to make more moneyThe best ways to help you save much more moneyHow to think for yourself and never get taken advantage of by the financial institutions.Understanding and improving your credit scoreWills, trusts and estate planningHow much should you spend on a house and how to calculate your mortgage paymentsHow to pay your mortgage off in 8 years or lessCreating your annual living budgetHow retirement accounts work and how to decrease the amount of taxes you will pay, which will lead to significant increases in your long term net worthProtecting your family and your possessions using insurance productsUnderstanding and increasing your net worthThe ultimate accounts set upThe Ultimate Investment set upHow to create your own diversified Investment Portfolio consisting of stocks, bonds, commodities and real estate investment trustsMinimizing the ridiculous fees that you pay your bank and investment companiesLife skills and lessons learned from Nabeel's careerYou can use the Excel exercise document in this exercise on a Mac or on a PC and I recommend having Excel version 2013 or later in order to complete all of the many save, make and protect money exercises in this course.This course and the included comprehensive Freedom Calculator Excel file is a roadmap for your personal finance success so you can navigate your journey seamlessly.Also Included is a workbook journal to work through this Masterclass with your instructor with examples and inputs for your life with money.All of the tools you need to save, protect and make more are included in this course and the entire course is based on real life Practical Knowledge and experience and not based on theory.Please click the take this course button so you can take control of your life with money once and for all. Share this or gift this course with your loved ones to help them overcome the plague of misinformation and financial shackles.