The dollar you save is the dollar you make

所在平台: Udemy

课程主页: https://www.udemy.com/course/the-dollar-you-save-is-the-dollar-you-make/

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课程名称:节省的每一美元就是赚到的一美元 课程概述: 你是否曾经在一个月结束时未能遵循自己的财务计划?是否有过扔掉那些积灰已久物品时自问“当初我买这些东西时在想什么?”的经历?你是否因拒绝购买高价商品而感到不安?又或者你是否觉得自己的财务掌控能力远不如自己希望的那样?我们生活在一个消费社会中,身边的媒体和人们不断影响我们的消费习惯。大多数人渴望为更大的目标和梦想存钱,但这需要良好的储蓄习惯,而这些又需要自律。 在此课程中,我将分享关于如何在享受支出的同时节省资金的新视角和宝贵见解。课程将详细探讨身份与声望在买卖中的作用,以及在追求消费带来的快乐时,真实的幸福感为何总是缺失。 节省不仅仅是限制生活 许多人认为存钱意味着自我压抑,但我认为节省更多的是掌握必要的技能,以排序和优先处理目标,并利用知识去满足内心深处的需求。我将教授如何正确消费,获得更多的价值、满足感和快乐。这门课程将引导你养成新的消费行为,带来内心的平静和强大的金钱优先处理能力,让你在真正享受的活动和物品上花钱,而不是任由外界力量在消费上自动引导。 更大的自由选择 你将获得更多的内心自由,以做出不同于消费社会期待的财务决策。你可能已经注意到,缺乏自我控制会导致非计划性购物。我将解释如何增强自我控制能力,以及如何建立更强的界限,以抵御日常涌来的广告。 反思消费动机 我们在赚钱上付出了很多努力,但最终情感往往占据上风,导致我们做出不明智的消费决策,事后却因追求短暂的满足而感到懊悔。我将深入解析购买动机和情感,并探讨我们在改变财务习惯时需要克服的恐惧和不安。 金钱对生活的意义 你也许意识到,购买更多或更贵的东西,并不一定能带来更多的幸福。我们的期望为何与实际得到的形成反差?我们依旧试图装作和他人一样快乐,幻想拥有更多金钱会提升我们的幸福感。 消除对于储蓄的羞愧感 不再因他人对你生活方式的看法而感到压力。你不会再浪费时间在购物中心寻找娱乐,而是会沉浸在真正有意义的活动中。课程将帮助你设定更强的界限,克服对他人看法的敏感。同时也触及到大家共有的不安感——通过名牌来掩盖自己的不安全感,以及你那每天都在贬值的汽车,以及那些价格是普通牛仔裤五倍的设计师牛仔裤。 课程的主要收益包括: 1. 改善你消费习惯。 2. 更好地控制自己和金钱。 3. 让你在做财务决策时感到更舒适。 4. 最终,你口袋里会有更多的钱。 此课程将为你提供实用的技巧,让你重新审视消费观念,获得更自由和幸福的生活。

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Have you ever ended a month having failed to keep to your financial plans?Have you ever thrown away things that have been collecting dust for years, and you ask yourself "What I was thinking when I was buying these?"Have you ever felt uncomfortable just because you refused to buy an overpriced item?Have you ever felt that you don't control your money as well as you would like?Do you often experience inner conflicts and doubts related to buying?We live in a society of consumption, in which we are trained to copy our spending habits from media and those around us. Most people would love to save for bigger goals and dreams, but that requires proper saving habits, which in turn demand discipline.In this course, I will share numerous fresh and valuable insights on how to save money while still maintaining a healthy balance on spending for pleasure. It will detail how status and reputation are involved in both selling and buying, and also discusses the happiness that never comes despite how much money you may spend chasing it.Prioritizing skills instead of self-limitingWhile many believe that saving money is about limiting lifestyle and self-repression, I would say that saving is about attaining the necessary skills to sort and prioritize goals, and utilizing the knowledge of how to fulfill your deeper needs. I teach money spending that brings more value, fulfillment, and joy to your life. This course is your path to new shopping behavior, more peace of mind, and stronger skills to prioritize money for activities and things that you genuinely enjoy, as opposed to allowing external forces to guide your spending on autopilot.More freedom not to buyYou will have more inner freedom to make different financial decisions than our consumerist society expects of you. You‘ve probably already noticed that a lack of self-control turns into unplanned shopping. I will explain how to gain more self-control, and how to create stronger boundaries that can resist the never-ending stream of advertisements that wash over us daily.Stop buying just because other people buyWe invest a lot of intellectual effort into making our money, but at the end of the day, emotions take over and cause us to lose awareness, seek to please ourselves above all else, and regret our decisions later when it turns out that we‘re still emotionally unsatisfied. I`ll give a detailed explanation of the buying motives and emotions that overtake us when we make our purchase decisions, and explain what fears and insecurities we must overcome when we start changing our money habits.What money brings to your lifeYou‘ve probably realized that buying more things, and more expensive things, does not necessarily bring you more happiness. Why do our expectations misalign with what we get? We still try to pretend that we are happy just like everybody else, and focus on the false hope that getting more money will bring more happiness to our lives.No shame or guilt feeling because of savingDon't feel stressed anymore because of what others will think or say about your lifestyle. You won't waste your time in shopping malls looking for entertainment and other voids to pour your hard-earned money into, because you‘ll be occupied with activities bearing actual meaning. This course will help you to set stronger boundaries and cure your sensitivity for the opinions of others.It's also about our common insecurities - which we try to hide under known brands - and about your car that‘s depreciating with each passing day. It's about designer jeans that cost five times more than regular jeans, and also about psychologists who never advise impulse spending to relieve tension, and the fact that we somehow consistently do the opposite.Let's break down the main benefits:1. You will improve your money spending habits.2. You will get better control of yourself and your money.3. You will feel more comfortable about making financial decisions.4. Finally, you will have more money in your pocket.

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