The Comprehensive Personal Finance Course: Manage Money Well

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课程名称: 综合个人财务管理课程:妥善处理财务 课程概述: 你是否曾经收到过许多信用卡的优惠,但不知道选择哪一张?你是否曾好奇为什么有些人如此富有?当投资产品被解释时,你是否感到困惑?你是否想过如何规划自己的支出和现金流?当谈到退休储蓄时,你是否感到压力?如果这些问题的答案是“是”,那么这个课程就是为你而设! 个人财务管理之所以困难,是因为学校并没有教你如何管理自己的钱。大多数人认为财务目标似乎不可能实现,理解金钱也很难,过度消费导致负债,投资又充满挑战,预算管理困扰重重,且缺乏针对财务困境的解决策略。 在这个课程中,你将学习: - 个人财务的基本概念 - 如何设定短期、中期和长期的财务目标 - 理解净资产及其影响 - 制定家庭预算,规划现金流 - 投资的关键概念及风险管理 - 行为金融学,影响投资决策的因素 - 各类投资产品,包括股票、共同基金、房地产和加密货币 - 如何识别正确的投资及其风险 - DIY个人财务计划,包括评估当前财务状况、预计现金流和收入分配 - 理解信贷、信用评分及税务基础知识 通过这个课程,你将能掌握个人财务的核心知识,成为自己的财务规划师,从而实现财务独立与财富增值。所有课程均设有30天退款保障,确保你的学习无风险。这个机会不容错过,快来加入我们,提升你管理财务的能力!

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Have you ever received many credit card offers and was wondered which ones to go for?Have you ever wandered why some people are so rich?Have you ever felt confused when an investment product was explained to you?Have you ever thought how to plan my expenditure and cash flows?Have you ever had someone taking about retirement savings and you were stressed out?Have you ever been out of money?Have you been utterly confused with the personal finance jargon or terms? Have you ever dream of having financial abundance?Have you ever felt the urge to be your own personal financial planner?Have you ever wondered why my value of money is going down or things are becoming expensive? Have you ever though of consulting a Investment Psychologist (Personal Finance Planner) but couldn't afford their fees?Have you ever though to be Financially Independent?Have you ever though why loan / credit is so expensive / costly? Have you ever had difficulty in understanding math behind personal finance? If your answer to most of the above questions is YES! Then this is the Course for you! Why Personal Finance is so difficult? Schools don't Teach you to Manage your Money!9 out of 10 people think that Financial Goals seems impossible to reach, Understanding Money is So HARD, Spending Today is Good (tons of Debt), Investing is TOUGH, Always out of Budget, Don't know how to get rid of financial hardship (stress), Confused with choices.No one us told about Power of CompoundingNo one taught us to manage our expenses No one taught us the math of personal finance - The RIGHT & EASY way!No one taught us to Do-it-Yourself of Personal Finance and InvestingWhat you'll Learn: Personal Finance Concepts Setting GOAL & GOAL Basis the Timeline: Short Term, Mid Term, Long TermIllustration of SMART GOAL Vivid Life Cycle & Life Stages Understand your Net Worth - ExerciseHow Positive and Negative Impacts youCalculate & Plan Expenses - ExerciseDesign your own House Hold BudgetIs the credit card interest worth paying?Why do I spend more than expected?20% ClubCash Flow Planning Cash Flow Planning - ExerciseRule of 6Decide which Bank is the Best for your MoneyWhat happens, when the bank FAILS?Key Concepts of: Investment / SavingInterestAnnual Percentage Rate (APR)ReturnsInflationRiskPower of CompoundingRisk TEAR & PAT - The RISK Irresistible Rules of Money - The Easy Way!Double your Money Triple your Money Quadruple your Money Eight Times your Money Rule of 69Rule of 15Behavioral Finance & Investing2 Key Rules of MoneyWhy money is different for different people?What influences their behavior?Information OverloadOverconfidenceAnchoringLoss AversionFamiliarity BiasHerding9 Ticks of Behavioral Finance & Investing Foundations of Investments & Investment ProductsStock / Equity / IPOMutual FundsPrecious Metals Investing: Gold, Silver & Precious MetalsFixed Instruments Bonds ETF - Exchange Traded FundsSmall Saving SchemesInsurance: Life and General Insurance Derivative Alternate Investments: Private Equity, Start-Ups, Cryptocurrency etcRisk Profiling & Asset AllocationRisk Profile Basis AgeRisk Profile Basis Risk ProfileAsset allocation Risk Return Trade offRisk Tolerance MatrixEquity/Stocks and IPO - Initial Public Offer How to Identify Right Stocks? What do you need to Invest in Stocks? Why to Invest? How to Invest in Stocks: Price to Earning Ratio - P/E Ratio, Debt to Equity Ratio, Price to Book Value, Return on Equity - ROE, Current RatioMutual Fund Key concepts: Units, Nav, Loads etc.14 Types of Mutual FundOptions in Mutual Fund: SIP, SWP, STP...12 Benefits of SIP Investing- Systematic Investment Plan6 Things to avoid while investing in SIPReal Estate investingBenefits of investing in Real Estate4 cost associated with Real Estate7 Variety of Real Estate 13 costly mistakes to avoid - investing in real estateGold / Silver or Precious Metal Investing 5 Easy ways to invest Risk associated with Investing in Precious MetalFixed Investments, Bonds & ETFsCertificate of Deposit / Fixed Deposits BenefitsVarious Basket of Bound: Government Bond, Corporate Bond, Municipal Bond, Zero Coupon Bond, Junk BondKey Concepts: Par Value, Face Value, Coupon etc5 Risk of Investing in BondsBenefits of Investing in ETFsRisk of Investing in ETFsSmall Savings Schemes: PPF, National Savings Scheme, Schemes for Senior CitizenCryptocurrency InvestingHow to Invest?What are the type of Cryptocurrency Investing? 12 Key Points to remember while investing into CryptocurrencyInsurance, Derivative & Private Equity - Crash CourseLife InsuranceGeneral InsuranceComplex Concepts Simplified - DerivativeTypes of Derivative Overview of Private Equity / Start-ups Common types of Private EquityHow to Invest into Private Equity? Learn from the WORLD's Most RICHEST Investor: Warren Buffett's Portfolio Mix10 Commandments On InvestingIdeal Portfolio Mix for StocksDon't make Top 1 Financial Mistake AgainTop 6 Assets that make people RICHFinancial Planner & Robo-advisoryDo you need Financial Planner?A Slice of Robo-AdvisoryTop Robo-AdvisorySpecific Goal Planning & Time Value of MoneyEducation, Dream Car, Dream Home, Savings for Retirement etc.Time Value of Money: PV, FV, Annuity, Annuity Due Practical Exercise on Value of Money Credit FacilitiesHome / Mortgage LoanCar LoanPersonal LoanEducation Loan / Study LoanCredit CardIs it worth to buy a property or rent it?Rule of 30% Rule of 2% 6 Credit cards - Deadly Mistakes10 Ways NOT to be a Credit cards DefaulterIs it wise to take Personal Loan or Home Loan / Mortgage Loan?Is it wise to buy a Brand New Car?DIY (Do-It-Yourself): Prepare your own Personal Financial PlanAssess Your Current SituationCurrent Asset AllocationLife WorkbookLook into Child Planning Goal Setting, as an ExampleRisk ProfileAsset Allocation & Acceptable Asset AllocationInvestment Plan Know Your Expected Cash FlowKnow Your Expected Income AllocationCalculate Your Own Loan EMIReach your Goal: SIP CalculatorExercise 15 To Stop Sending Money on122 Easy Ways To Save MUCH More & Know how to be a Rock Star Expense Planner. Also, how much will you Earn, in case you decide to Invest this money - Exercise Credit Rating, Credit Score & Credit ReportOverviewWhat is Credit Score Range?Credit Bureau Importance of Credit Score How to get Credit Score/ Report - Legally7 Ways to Repair your Credit history Control Credit 10 Pro Money Tips to MemorizeFinancial / Money Apps (Software tools) for Android & iOSOverview of TaxesCapital GainsShort TermLong TermWealth TaxSTTResources for DIY TaxesStart Solving your challenge today in Easy way. I assure YOU that this course will help you to solve your challenge of personal finance. You can enroll risk free BECAUSE there's 30 days money back guarantee if you don't like the course.. I am sure that this would not be the case. Don't miss the opportunity to instantly learn things which will make you better. You will stand out because you'll know to manage your money well (this is not taught in any school or college or B-School).Let's get going!:)Disclaimer: The information provided in this course should not be used as financial advise or recommendation, neither it should be viewed as a financial promotional or affiliation tool or advertisement nor it supports or endorse any tools or company illustrated throughout the course, should not be substituted for consulting a financial advisor, planner or allied professional in the applicable jurisdictions. This course outline the broad road map to manage your personal finance. The author or Udemy disclaim the liability or any damage, risk, loss or obligations incurred directly or indirectly. The situation is dynamic and can change anytime due to various factors. The author is directly or indirectly or otherwise is not under obligation, risk or liability due to use of information given in this course.

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