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所在平台: Udemy |
课程主页: https://www.udemy.com/course/the-complete-commercial-finance-and-letters-of-credit-course/
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课程名称：《完整的商业金融与信用证课程》 课程概述： 本课程并非普通课程，而是关于企业和商业信用的最详细和全面的课程。它汇集了42年的全球大型银行信用和企业经验，经过两年的准备而成。该课程是一个全面的商业贸易企业信用分析培训项目，旨在教授您经济行业和其他金融领域的运作方式，特别是国际市场的进出口流程，以及如何正确利用财务比率分析来做出适当的信用决策，或管理和投资大公司。完成该课程后，您将具备在任何金融机构应聘信用经理职位的能力，并能推动您的职业生涯发展。 课程包含6个主要模块，彼此相辅相成。每个模块都包含了精美图形的课程内容、主题讨论及相关的测验与答案。课程适合有意成为银行或其他贷款机构信用经理的人士、贸易公司经理、投资者、金融分析师，以及希望了解贸易和进出口业务的商界人士。 模块之一： - 企业信用基础 - PESTEL 分析 - SWOT 分析 - 信用的五个C - 通过担保/支持来降低信用风险 - 处理担保/支持的本地与国际情况 - 在困境中管理担保/支持 模块之二： 涵盖了与贸易相关的不同组织类型，适用于经济中任何其他业务形式，包括： - 个人独资 - 合伙企业 - 有限责任合伙 - 公司 - 合同合资企业 - 法律方面与文档 - 清算与破产 - 贷款人所需的担保支持 - 风险领域 - 对每种组织的信用方式 模块之三： 本模块介绍本地和国际商业中使用的融资方法，包括： - 贸易秘密、农业业务融资方式、制造业融资方式 - 存货的会计处理：LIFO / FIFO - 保理的类型、流程、风险与技术 - 仓库信托收据融资的类型、流程、风险与技术 - 营运资金融资 模块之四： - 信用证与进出口技术 - 信用证的参与方、角色与责任 - 信用证的类型 - 开立信用证的流程 - 信用证的特点以及ICC / UCP法规的作用 - 交付方式的详细解释与法律金融含义 - 国际贸易术语的解释 - 航运担保及其常见误解 模块之五： - 理解初学者的基础会计原则 - 财务报表的组成及其重要性 - 外部审计意见、观点和角色 - 完整的财务比率分析系统，帮助您评估任何业务的财务绩效，并包含实际案例的应用 模块之六： 课程的顶点： - 如何利用上述信息准备完美的信用申请以获取批准 - 编写信用申请时需要考虑的事项 - 编写信用申请时需要避免的事项 本课程内容全面，物有所值。它将帮助您在面试中脱颖而出，并在有质量的知识和经验支持下快速发展您的职业生涯。适合于希望深化金融知识的商科学生、寻求企业金融职业的财务分析师、需要提升技能的金融专业人士、希望理解商业决策的企业家、以及希望学习财务分析的非金融经理等。 通过本课程的学习，您将装备好应对信用经理职位或高技能金融分析师所需的工具，能够自信地应对各种情况，并更加明智地做出商业与经济决策。完成课程后，还将得到额外的课程及视频，以帮助您更全面地理解商业与经济运作。让我们开始吧！
This is not an average course. It is the most detailed and comprehensive course on Corporate and Commercial Credit. It is the culmination of 42 years of credit and corporate experience in some of the largest banks in the world created over 2 years of preparation. This is a comprehensive Commercial Trading Corporate credit analysis training program designed to teach you the economic industries and other financial sectors of the economy. How do imports / exports of goods from/to international markets work, and how to make use of the financial ratios analysis the right way to make an appropriate credit decision or even to manage and or invest in large companies. The course will enable you to pass any interview for a credit manager position in any financial institution and will enhance career.The course is made up of 6 main modules that complement each other. Each module encompasses lessons filled with beautiful graphics with downloadable summary text, a Discussion of the subject, a quiz with relevant answers.The course is suitable for aspiring credit managers in a bank, or other lending institution, managers of trading companies, investors and financial analysts and anyone in business wanting to learn about trading and import/export business.Here's what you'll learn in the First module:-Fundamentals of Corporate Credit-PESTEL Analysis-SWOT Analysis-The 5 Cs of credit-The use of Security/Support to mitigate credit risks.-Handling the Security/Support, local and international-Managing Security/Support in distressed situations.by the end of this module you will be familiar with the credit principles used by lender banks and the methods they use to manage collateral and minimize risks.In the second module, we cover,The Different types of Organizations involved in the Trading Sector which also applies to any other form of business in the economy, such as:Sole ProprietorshipPartnershipLimited liability PartnershipCorporationJoint Ventures in ContractingLegal Aspects and DocumentationLiquidationBankruptcySecurity Support taken by LendersRisk AreasThe Credit Approach to each organization. This module will set a strong base to understand and differentiate relevant risks.The third module covers what financing methods are used in local and international business:- Trading secrets, Agri-buisness way of finance, Manufacturing sector way of finance- Accounting treatment of inventory; LIFO / FIFO - Factoring, types, processes, risks and techniques.-Warehouse trust Receipt finance, types, processes, risks and techniques.- Working Capital finance.This module will set the way for to navigate the complexities of commercial businesses.The Fourth Module: - Letters Of Credit/ Import Export techniques-The Parties to a Letter Of Credit, roles and responsibilities-Types of Letters Of Credit (LCs)-The Process in Opening Letters Of Credit (LCs)-Characteristics of LCs and the role of ICC / UCP codes-Methods of Delivery- detailed explanation of each method with legal and financial implications -INCO Terms and explanation of each method.- Shipping Guarantees and how it is misunderstood by most banksThis section is very detailed and explains all the issues and complexities surrounding Letters of Credit and modern view of its electronic processes. This is considered a full fledge and comprehensive independent course in itself.The Fifth Module:- Understanding the Basic Accounting principles for beginners- The financial statements, its components and importance- The External Audit opinion, views and roles- The Complete Financial Ratio Analysis System That helps you evaluate any business Financial Performance With Real World Examples Included!How to Use the most important and Useful Financial Ratios to Spot Performance Trend of a commercial finance and any BusinessHow to Measure a Company's LiquidityCurrent Ratio AnalysisQuick Ratio AnalysisCash Ratio AnalysisHow to Measure a Company's SolvencyDebt to Equity Ratio Analysis (D/E)The Altman z-score ratio analysis and what it means.Debt to Asset Ratio Analysis (D/A)Financial Leverage ratioDegree of Financial leverage RatioWorking Capital to Debt Ratio Analysis (WC/D)Debt Service Coverage Ratio Analysis (DSCR)Times Interest Earned Ratio Analysis (TIE)How to Measure a Company's EfficiencyInventory Turnover Ratio AnalysisAverage Inventory Processing Period AnalysisAccounts Receivable Turnover Ratio AnalysisAverage Collection Period AnalysisAccounts Payable Turnover Ratio AnalysisAverage Payment Period AnalysisHow to Measure a Company's ProfitabilityGross Profit Margin Ratio Analysis (GPM)Operating Profit Margin Ratio Analysis (OPM)Net Profit Margin Ratio Analysis (NPM)Return on Net Assets Ratio Analysis (RONA)Return on Common Equity Ratio Analysis (ROE)Price to Earnings Ratio Analysis (P/E)Earnings per Share Analysis (EPS)Enterprise Value to EBITDA Ratio Analysis (EV/EBITDA).This module will enable you to analyze and reach appropriate decision about lending to a particular industry with confidence.The Sixth Module is the capstone of the course:-How to use all the above information to prepare the perfect credit proposal to seek credit approval.-What you should consider preparing the credit proposal-What you should not do writing the credit proposal.This module will provide you with the necessary skills to put together a proposal presentation that will guarantee the Credit Committee approval to sanction a loan.This training course is very comprehensive and worth the investment. It will enable you to come on top of any interview and help you progress fast in your career supported by quality knowledge and experience.Who this course is for:Aspiring credit managers, finance analysts seeking a career in corporate financeBusiness students wanting to deepen their finance knowledgeProfessionals in finance needing to upgrade their skillsEntrepreneurs looking to understand finance for business decisionsNon-finance managers aiming to learn financial analysisAnyone interested in the financial workings of companies The course is full of condensed information without waste of time. It is designed to be easily understood by absolute beginners. After completing the course, you will be equipped with necessary tools to handle a credit manager position or a highly skilled financial analyst and answer any situation you come across. I am excited to show you how this can change your life and put you on the right track for a career full of success. As a bonus for completing the training course I have included complimentary lessons and videos to give you larger view of how business and the economy work in the world for a wiser decision making. So, Let's get started!!!
