Paying off Student Loan Debt, The Complete Finance Course

所在平台: Udemy

课程主页: https://www.udemy.com/course/student-loans-how-my-family-saved-75k/

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以下是Coursera课程 **“偿还学生贷款:完整的财务课程”(Paying off Student Loan Debt, The Complete Finance Course)** 的内容概要: 本课程旨在帮助学员摆脱学生贷款债务,并全面掌控个人财务。课程涵盖了从学生贷款还款到再融资的各个方面,分享了作者多年辅导学生成功还款并节省巨额利息的宝贵经验。 **课程核心价值:** * **快速摆脱月供:** 学习如何尽快将每月还款金额重新放回自己的口袋。 * **降低高额利息:** 通过再融资等方式,显著减少因高利率支付的额外费用。 * **实现无债一身轻:** 帮助学员理解债务的沉重,并掌握方法来实现财务自由。 * **掌控个人财务:** 教授学员如何避免因学生贷款拖累20年的生活,提早掌控财务未来。 * **提升财务知识:** 深入了解学生贷款,并将其作为学习个人财务的切入点,因为80%的决策都与金钱相关。 **课程内容包括:** * 学生贷款基础知识:了解各类贷款的本质。 * 贷款类型详解。 * 如何正确再融资,以及哪些贷款不适合再融资。 * 预估贷款还款总成本(例如:30,000美元贷款,7%利率,15年期,月供270美元,总利息18,537美元,总支出48,537美元!)。 * 联邦贷款 vs. 私人贷款。 * 有效的还款策略。 * 最小化利息支付的方法。 * 如何加快还款速度。 * 确定优先偿还的贷款。 * 个人财务管理技巧及心态建设。 **课程特色与赠品:** * **终身访问权限:** 永久访问所有讲座、活动、讲义和测验。 * **一对一支持:** 为学员解答疑问。 * **满意度保证:** 提供无条件退款保证。 * **特供福利:** * **全面的学生贷款电子表格:** 帮助学员清晰追踪贷款详情。 * **再融资指南:** 提供正确再融资的指导。 **课程适合对象:** * 近期毕业生及有学生贷款的个人。 * 希望摆脱债务的人。 * 财务顾问。 * 希望提升个人财务管理能力的人。 本课程无先修要求,只要您有学生贷款或希望提升个人财务管理能力,都欢迎报名学习。完成课程后,学员将掌握如何处理学生贷款以及管理整体个人财务的知识和技能。

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课程详情

THE ULTIMATE STUDENT LOAN COURSE - LEARN HOW TO GET DEBT FREE AND TAKE CONTROL OF YOUR PERSONAL FINANCES! BREAK FREE FROM YOUR STUDENT LOANS!Set yourself up for success and take full control of your student loans - from Repayment to Refinancing.With years of experience coaching folks to pay back their student loans and helping my student save $750k in interest, I have gained a lot of valuable experience and knowledge. And today, we want to share that information with you. We'll help you take the first (or second) step in getting debt free.In this course, we have simplified the student loan process. One that typically brings stress, uneasiness, and frustration will no longer do so as you understand and take control of your finances.The student loan industry is an ever-changing landscape. This course will serve as your roadmap to navigating the steps and ensuring you are on your way to being debt free!So, whether you're 250k in debt, or 15k in debt - let this course be the first step of a lucrative and debt free life.Course enrollment grants you lifetime access, with no expiration, to all the course lectures, activities, handouts, and quizzes. In addition, you'll also receive 1-on-1 support for any questions or uncertainties that come up. And this all comes with a money-back guarantee. You have nothing to lose and so much to gain.Why pay off your student loans in the first place?1. Eliminate monthly payments - Let's be honest, nobody likes paying monthly on debt. So, you'll be happy to hear that we dive through specifics so that can have the $500 payment back in your pocket as quickly as possible. 2. Your interest rates are killing you, REFINANCE TODAY - Your private loans likely have HIGH interest rates that are causing you to pay $1,000's and $10,000's in added money to banks. Lowering your interest rates = keeping more $$$$ for yourself.3. Live debt free - Debt sucks. I get it. I graduated college and came out of school with $30K in student loan debt. Not knowing what to do, I studied the ins and outs of student loans for 3 months and taught myself the best way to refinance student loans. Through this process I was able to refinance not only my loans, but also my 2 siblings student loans and save the 3 of us a combined $75K in future interest. 4. Take control of your personal finances - Most people don't pay off their student loans until well into their 30s and sometimes 40s. A 4-year degree should not cost you 20 years of your life.5. Educate yourself - Knowing more about student loans not only will help you with paying them off faster, but also help you know more about personal finance and deepen your knowledge in an oftentimes neglected area of your life. 80% of your decisions are made off money, so you might as well get a grip on it!So if you're looking for a challenging and rewarding career, I highly encourage you to take the interview prep seriously!Just ask the students who've already taken this course:★★★★★ Have learned more about Student Loans and personal finances in 30 minutes the 20 years of school. Through the refinancing process I was able to save ~$8000 in interest by refinancing my private student loans. The excel spreadsheet is extremely helpful for keeping track of loans. Highly recommend this course! -Emily Bowe★★★★★ Such a great course! Very happy I was able to take it!- Logan Guest★★★★★ This is just what I have been looking for. I have previously been kind of lost scouring YouTube for help with refinancing, and have come to a dead end (watch a few hour+ long videos that didn't get me anywhere). I appreciate how this information is current and gets right to the point. Definitely will rewatch as I am working through this process and look forward to any future content. This should be 101 requirement for any student entering college. - Mark James★★★★★ As a recent college graduate, I think it is important to understand student loans and how they can be adjusted according to one's lifestyle. I think this course did a great job in explaining the basic of student loans and how to approach refinancing them. Would definitely recommend to others! - Zach HustWhat exactly is included in this course?Student Loan Basics - learn what your loans actually areA breakdown of each of the types of loansLearn how to properly refinance your loans, and which loans not to refinanceGain insight into how much your loans will cost to pay back.Example: $30,000 Loan, 7% Interest Rate, 15 year term = $270/month payment and $18,537 in interestYou pay $48,537 for a $30,000 Loan!!!! - You're getting screwed!!Still Unsure?I understand - why this course, why not just google and youtube your way to student loan success… so here's a list of extra bonuses that are included, as part of your enrollment to the course:- Comprehensive student loan spreadsheet - so you never feel unprepared again!- A Guide to Refinancing - there's a right and wrong way to do it. You might as well go with the right.And if you're still not sure - here's my promise to you:This course comes with a money-back guarantee! That means, if you aren't completely satisfied with your purchase, I'll give you a refund - no questions asked!By the end of the course, you'll have the knowledge and the means to apply that knowledge, to not only your student loans - but your entire personal finances.So, if you have any interest at all in making your career a successful one, enroll today, and get started learning the fundamentals of the student loan process today!What you'll learnFederal vs Private LoansHow to properly pay back loansMinimizing your interest paymentsHow to refinanceHow to pay off your loans fasterWhat to pay off firstPersonal finance tips and mindsetAre there any course requirements or prerequisites?NoWho this course is for:Recent grads and individuals with student loansFolks looking to get debt freeFinancial AdvisersThose who want to level up their personal finances

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