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所在平台: Udemy |
课程主页: https://www.udemy.com/course/start-saving-for-retirement/
课程评论：没有评论
Coursera 课程名称：设置您的 401K、403B 或 457B 并为退休储蓄！ 课程概述： 本课程旨在帮助您掌握为退休账户进行投资的技能，即使是那些不擅长储蓄的人也能轻松上手。许多人拥有雇主赞助的退休储蓄计划，如 401K、403B 或 457B，但却未充分利用这一强大的财富积累工具。高达 66% 的人没有使用这些计划，这非常可惜。一旦设置好，退休计划是储蓄和创造财富最简便的方式。 为什么选择退休计划？ 1. **雇主匹配：** 雇主可能会为您投入资金，即“免费的钱”。 2. **被动管理：** 具有“设置好就不用管”的特点。 3. **复利效应：** 长期储蓄可利用复利的力量让您的资金增值。 课程目标： 完成本课程后，您将能够： * 选择适合您退休账户的投资。 * 设定您的缴款金额。 * 开始在每个工资周期进行投资。 * 对您的投资决策感到舒适和自信，因为您理解关键指标并已将它们与其他选项进行了比较。 课程内容结构（5 个步骤）： * **准备阶段：** * 步骤 1：收集信息 * 步骤 2：熟悉环境 * 步骤 3：了解您的投资选项 * **培训和学习阶段：** * 步骤 4：学习投资的关键（课程的主要重点） * **执行阶段：** * 步骤 5：设置您的退休账户 课程卖点： * 一旦设置好，维护简单。 * 即使每天只投资 10 美元，35 年后也有可能成为百万富翁。 * 您可以立即开始！ 课程通过 5 个步骤指导您完成退休储蓄和投资账户的设置。重点在于步骤 4，将深入讲解退休投资的细节。最终，您将能够自信地选择最佳的投资组合。
It may seem unbelievable, but by the time we get through Step 5, you'll have selected investments for your retirement account! Whatsmore is that you'll be comfortable and confident in your investment decisions because (1) you understand key indicators and (2) you have compared them to your other options and know you're selecting the best available funds! Regardless if you are good at saving money or not, if you have access to an employer-sponsored retirement savings plan, like a 401K, 403B, or 457B, you have access to an incredibly powerful wealth accumulation tool which if used properly could change your life.What's wild is that 66% of people with access to a retirement savings plan are not using it! It's a total shame too because once they are set up, it is arguably the easiest way to save money and create wealth. Why do I say that? 401Ks, 403Bs, and 457B, are great for three reasons:Your employer may be willing to put money into it if you do.that's right, FREE money!It has a passive "set it and forget it" aspect to it!Putting money away over a long period of time allows you to take advantage of compound interest and grow your money!BUT get the benefits you have to get it set up and start contributing. That's what this course is for! After you complete this course you will have selected investments, set your contribution amount, and you will start investing with every paycheck. Its passive and super easy to maintain after getting your account setup. In fact, investing just 10$ a day could make you a millionaire in 35years even though you only put away 131,000 of your own money! It seems crazy but it's possible. The catch is you have to start saving and investing!You can get started now! The course will walk through 5 steps for setting up your retirement saving and investing account. The steps could be categorized as follows: Preparation: Step 1: Assemble Information Step 2: Get Familiar Step 3: Your Investment Options Training and Learning: Step 4: Learn The Keys of Investing Execution: Step 5: Setup Your Retirement Account While Steps 1-3 are essential for Step 5, the bulk of the training in this course will be focused in Step 4. That's where we'll dive into the in's and out's of retirement investing.It may seem unbelievable, but by the time we get to Step 5 you'll have selected investments for your retirement account. Whatsmore is that you'll be comfortable and confident in your investment decisions because (1) you understand key indicators and (2) you have compared them to your other options and know you're selecting the best available funds! This will be an exciting, and fruitful, journey so let's not delay.
