|
所在平台: Udemy |
课程主页: https://www.udemy.com/course/real-estate-affordability-reality-check-house-buying-guide/
课程评论：没有评论
课程名称：房地产负担能力现实检查：购房指南 课程概述： 在本课程中，您将学习如何合理评估自己可承受的房屋价格，以及影响购房能力的关键因素。您将使用定制的检查表和工作表，掌握个人财务状况、购房的总成本，并确保自己不会陷入财务困境。通过本课程，您将准备好掌握以下内容： 1. 基于收入和储蓄，了解自己实际能够负担的房屋价格。 2. 购买、租赁与建造房屋的利弊比较。 3. 在购房过程中，以财务状况、功能需求和个人偏好为基础的平衡方法。 4. 完整审视购房能力的五个关键因素分析。 5. 如何管理个人财务并判断是否储蓄足够。 课程还提供了自制的检查表和资源，帮助您更加顺利地进行购房过程，包括： - 财务检查表（帮助您跟踪各种费用，避免意外支出） - 家庭收入报表（帮助您了解自己的财务状况及可承受的购房能力） - 功能需求检查表（确保您在购房时获得所需的功能特性） - 偏好检查表（帮助您在查看多处房产时记录各房源的优势和原因） 请注意，尽管本课程基于我个人购买房屋的经验，并经过大量研究和访谈，但我并不是持牌房地产专业人士，无法提供与房地产经纪人、经纪公司、产权代理或房地产律师等专业人士同等的技术水平和理解。我相信，作为购房者之一，这门课程对您将具有很大的价值。我在购房过程中节省了超过90,000美元的费用（在贷款期限内节省），无论是考虑当下的自付费用，还是未来的费用，这一点都是非常重要的。
Learn how much of a home you can reasonably afford and the key factors that impact your purchase ability.Use custom made checklists and worksheets to get a handle on your finances, the total cost of buying your dream home and making sure you don't get in over your head. By the end of the course you'll walk away well prepared knowing: How much of a home you can really afford (based on income and savings)Pros and Cons of Buying vs. Renting & Buying vs. BuildingA Balanced Approach to Home Buying, taking into consideration Finances, Function & PreferencesA 5 Factor Analysis to Comprehensively Review the Factors that Impact Your Ability to Buy a HomeHow to Manage Your Finances and Understand if You're Saving Enough I'll also be giving you Custom Checklists & Resources that I made to make the Process Much Smoother:Financial Checklist (to help you keep track of the many costs, so there aren't any surprises)Family Income Statement (to help you know where you're at financially and what you can afford)Functional Checklist (to make sure you're getting all of the features you want & need in your home)Preferences Checklist (to help you keep track of which home you liked and why as you view many properties)Disclosure: In the interest of full transparency, please note that I am not a licensed real estate professional, and do not have the same level of technical experience and understanding that a real estate agent, broker, title agent, real estate attorney or other such professional will have. This course is based on the actual process that I went through in buying my home, and the hours and hours of research, interviews and ground work that I did in order to get a great deal. I believe that as one new home buyer to another, that this course will be of great value to you, I just want to be transparent and up-front. I did save over $90,000 on my home purchase, which is over the course of the life of the loan. It is important to consider out of pocket expenses today, as well as into the future. I have not adjusted this number for "net present value" or inflation or any other financial techniques to increase it. I have simply added up the savings I will be enjoying today, and over the course of the loan and report them as is.
