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所在平台: Udemy |
课程主页: https://www.udemy.com/course/rbi-resolution-framework-on-loan-restructuring/
课程评论：没有评论
**课程名称：** 贷款重组（针对中小微企业、个人和小企业） **课程概述：** 本课程旨在帮助学习者应对新冠疫情（COVID-19）带来的经济冲击，特别是对中小微企业、个人和小企业借款人造成的财务困境。课程将深入探讨印度储备银行（RBI）发布的“2020年与新冠相关的压力解决框架”（Resolution Framework - 1.0）以及后续的“2021年个人和小企业解决框架2.0”（Resolution Framework 2.0 for Individuals and Small Businesses）和“2021年中小型企业解决框架2.0”（Resolution Framework 2.0 for Micro, Small and Medium Enterprises）。 **学习内容包括：** * **入门介绍：** 了解疫情对经济的影响以及贷款重组的背景。 * **贷款重组：** 详细解释贷款重组的概念和目的。 * **适用对象：** 明确个人和小企业借款人的资格标准。 * **延期偿还/延长还款期限：** 探讨延期偿还和延长还款期限的规定。 * **启动重组流程：** 介绍如何启动贷款重组程序。 * **允许的特点与实施：** 解析重组方案的允许特征和实施细节。 * **资产分类与拨备：** 学习重组贷款的资产分类和拨备要求。 * **小企业营运资金支持：** 了解已实施重组计划的小企业的营运资金支持。 * **披露与信用报告：** 掌握相关的披露要求和信用报告注意事项。 * **案例研究：** 通过实际案例分析加深理解。 * **中小微企业贷款重组：**Btoc 专门针对中小微企业的贷款重组政策。 * **营运资金定期贷款：** 探讨营运资金定期贷款的相关内容。 * **已投入利息定期贷款：** 学习已投入利息定期贷款的重组方式。 **学习方式：** 本课程采用自主学习模式，建议使用耳机以获得更好的学习体验，并准备好笔记本和笔以记录要点。
We all are going through the toughest time - reason -Covid 19. One of the biggest side effects of this pandemic is economic fallout. It has resulted in severe economic hardship for millions of people. People suffered significantly under the first wave. As a temporary measure, the RBI had allowed banks to grant a moratorium for six months' EMIs, which ended on 31st August 2020. So, to help the borrowers impacted by Covid-19, the RBI had announced guidelines for devising a policy for granting relief to those borrowers on August 6, 2020, under the name "Resolution Framework for COVID-19-related Stress" ("Resolution Framework - 1.0").But Covid 19 wave didn't end. It came back on a bigger scale in 2021 - termed as the second wave and it had resulted in lockdowns in several parts of the country. This has once again caused increased financial distress for all.So, in order to support borrowers who are currently reeling under the monetary impact, the Reserve Bank of India (RBI) on May 5, 2021, came out with a second resolution framework titled "Resolution Framework 2.0 for Individuals and Small Businesses" and another "Resolution Framework 2.0 for Micro, Small and Medium Enterprises"By enrolling in this course, you will learn, Resolution Framework 2.0 for Individuals and Small Businesses and MSME coveringa) Introductionb) Loan Restructuringc) Eligibility - Individual & Small Business Borrowersd) Period of Moratorium / Extention of Tenore) Invocation of Resolution Processf) Permitted features & implementationg) Asset classification and provisioningh) Working capital support for small businesses where resolution plans were implemented previously i) Disclosures and Credit Reportingf) Case Studiesg) MSME Loan Restructuringh) Working Capital Term Loani) Funded Interest Term LoanThis course is structured in a self-paced learning style. Requesting you to use your headphones for a better learning experience. Also, keep a notepad & pen alongside to take keynotes.See you inside the course!
