|
所在平台: Udemy |
课程主页: https://www.udemy.com/course/professional-diploma-of-mortgage-and-lending-broker/
课程评论：没有评论
课程名称：按揭与贷款经纪人专业文凭 课程概述：欢迎参加由MTF Institute（管理、技术与金融学院）提供的《按揭与贷款经纪人专业文凭》课程。在本课程中，我们将讨论启动经纪业务、银行定价、银行商业模式以及如何与银行建立合作伙伴关系。根据学员的反馈，我们将扩展该课程内容。MTF是一所全球教育与研究机构，总部位于葡萄牙里斯本，专注于商业与专业混合（校内与在线）教育，涵盖商业与管理、科学与技术、银行与金融等领域。MTF研发中心专注于人工智能、机器学习、数据科学、大数据、WEB3、区块链、加密货币与数字资产、元宇宙、数字化转型、金融科技、电子商务和物联网等领域的研究。MTF是IBM、英特尔、微软的官方合作伙伴，也是葡萄牙商业与工业协会的成员。MTF在208个国家运营，已有超过400,000名学生选择了该校。 按揭与贷款经纪人的角色： - 中介：经纪人作为寻求贷款的个人或企业与提供贷款的金融机构之间的桥梁。 - 顾问与教育者：经纪人引导客户了解复杂的按揭和贷款市场，解释不同选项及其适用性。 - 代言人：经纪人致力于为客户争取最佳利率和条款，并常常代表客户进行谈判。 典型职能： - 评估客户需求：分析借款人的财务状况、目标和信用历史。 - 寻找合适的贷款机构：利用其贷款机构网络，帮助借款人与符合其个人情况的机构匹配。 - 比较选择：提供多种贷款产品，解释各个产品的利率、条款和费用。 - 申请协助：帮助客户收集文件并完成贷款申请流程。 - 批核支持：在贷款批准阶段，经纪人常常充当借款人与贷款机构之间的联络人。 为什么启动经纪业务是一个好主意： - 强劲的市场需求：按揭和贷款市场复杂且不断演变，对专家指导的需求很高。 - 企业灵活性：经纪人享有独立经营的自由，能够自行安排工作时间并建立客户群。 - 收入潜力：经纪人的收入以佣金为基础，努力与经济成功之间有直接联系。 - 奖励性的工作：经纪人在帮助人们实现购房或业务扩展等重大目标中发挥关键作用。
Welcome to course: Professional Diploma of Mortgage and Lending Broker by MTF InstituteIn that introductional course we will speak about launching of brokering business, about banking pricing, about banking business model and how you may build the partnership with bank. Based on your feedback we will extend that course.Course provided by MTF Institute of Management, Technology and FinanceMTF is the global educational and research institute with HQ at Lisbon, Portugal, focused on business & professional hybrid (on-campus and online) education at areas: Business & Administration, Science & Technology, Banking & Finance. MTF R & D center focused on research activities at areas: Artificial Intelligence, Machine Learning, Data Science, Big Data, WEB3, Blockchain, Cryptocurrency & Digital Assets, Metaverses, Digital Transformation, Fintech, Electronic Commerce, Internet of Things. MTF is the official partner of: IBM, Intel, Microsoft, member of the Portuguese Chamber of Commerce and Industry.MTF is present in 208 countries and has been chosen by more than 400 000 students.Role of Mortgage and Lending BrokersIntermediary: Brokers act as the bridge between individuals/businesses seeking loans and the financial institutions that provide them.Consultants and Educators: Brokers guide clients through the complicated world of mortgages and loans, explaining different options and their suitability.Advocates: Brokers work to secure the best possible interest rates and terms for their clients, often negotiating on their behalf.Typical FunctionsAssessing Client Needs: Brokers analyze a borrower's financial situation, goals, and credit history.Finding Suitable Lenders: They tap into their network of lenders to match the borrower with institutions that fit their profile.Comparing Options: Brokers present a range of loan products, explaining interest rates, terms, and fees of each.Application Assistance: They help clients gather paperwork and complete the loan application process.Underwriting Support: Brokers often act as liaisons between borrowers and lenders during the underwriting (approval) phase.Why Launching a Business in Broking is a Great IdeaStrong Market Demand: The mortgage and lending market is complex and constantly evolving, leading to a high need for expert guidance.Entrepreneurial Flexibility: Brokers enjoy the independence of running their own business, setting their hours, and building their clientele.Income Potential: Earning is commission-based, creating a strong link between your effort and financial success.Rewarding Work: Brokers play a crucial role in helping people achieve major goals like homeownership or business expansion.
