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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-financial-well-being/
课程评论：没有评论
课程名称：个人财务幸福感 概述： 金钱在我们的生活中扮演着重要角色，它不仅决定了我们的梦想和幸福感，还直接影响生活质量。然而，学校里几乎没有教过如何管理金钱的知识。结果就是，许多人在预算管理上出现失误，积累了债务，违约了抵押贷款，失去了投资机会，并未能妥善规划退休。在少数成功的人士之外，大部分人依然处于不断缩小的中产阶级之中，面临金钱管理的困境。因此，个人财务幸福感课程应运而生。由大学讲师和前硅谷首席财务官理查德·奥库摩托开发，该课程旨在缩小财富差距，揭示个人金钱管理的奥秘。 课程内容采用了两种核心技巧，以加速知识掌握。课程首先从全景视角入手，然后介绍主要的基础构件，为学员提供了一条加速连接金钱运作原理的路径。课程内容包括：如何管理您的金钱？如何管理债务？如何评估您的财务财富？您如何合理纳税？如何为退休做好准备？如何投资您的资金？如何规划遗产？ 个人财务幸福感就是懂得这些问题的答案，并了解它们如何相互关联并共同运作。课程建立在以下三大核心构件（GAP方法）的基础上： 1. 产生积极现金流 - “理解您的钱，让您留住更多！” 包括个人预算、债务管理、个人所得税和退休规划（第一部分）的工具和技巧。 2. 积累财富 - “理解财富；如何创造财富及保持财富！” 包括财富评估、投资（第一部分和第二部分）和退休规划（第二部分）的工具和技巧。 3. 保护您所拥有的 - “如何征服财务风险！” 包括保险（第一部分和第二部分）和遗产规划的工具和技巧。 适合人群： 任何想要消除对财务恐惧，并掌握个人财务幸福感的人。 这个课程旨在为学员提供全面的金钱管理知识，帮助他们实现财务独立和幸福。
Money is important. Money sets limits on your dreams, hinders or magnifies your happiness, and dictates the quality of your life. And yet.They taught you next to NOTHING about how to manage it in school! The result has been a generation who has mismanaged budgets, racked up debts, defaulted on mortgages, lost investments, and failed to keep retirement plans. While a small proportion of the country has figured out how to make money work for them, most of us are part of the shrinking middle class who are losing out. That's where Personal Financial Well Being comes in. University Instructor and former Silicon Valley Chief Financial Officer Richard Okumoto has developed this course for the Dot University to narrow the Wealth GAP and demystify personal money management. The course applies two core techniques which Accelerates Time-to-Knowledge. Starting with a landscape view then introducing primary building blocks provides an accelerated path to connect-the-dots on how money works: How do you manage your money? How do you manage debt? How do you determine your financial wealth? How do you pay your fair share of taxes, and nothing more? How do you prepare for retirement? How should you invest your money? How do you prepare your estate for when you pass on? Personal Financial Well Being means having the answers to all of these questions and knowing how they interlock and work together. The course is built on the following (3) CORE Building Blocks (GAP Approach): 1. Generating Positive Cash Flow - "Understanding your money to keep more of it!" Tools and techniques to understand your money. This includes: Personal Budgeting, Debt Management, Personal Income Taxes, and Retirement Planning (Part 1). 2. Accumulating Wealth - "Understanding Wealth; how to create it and how to hold onto it!" Tools and techniques to understand wealth creation and retention. This includes: Determining Wealth, Investing (part 1 & 2), and Retirement Planning (Part 2). 3. Protecting What you Have - "How to conquer Financial Risk!" Tools and techniques to understand asset protection. This includes: Insurance (part 1 & 2) and Estate Planning. Who might benefit from this Course - Anyone who wants to remove fear from finances and master their Personal Financial Well Being.
