|
所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-volume-i-wealth-creation/
课程评论：没有评论
Coursera 个人理财系列第一门课程：“财富创造” 课程概述： 本课程是个人理财的基础，旨在帮助您掌握“财富创造”这一关键环节。财富创造是个人理财的首要步骤，为后续的财富积累、保护和分配奠定基础。 课程内容聚焦于个人预算，教授如何有效管理收入和支出，从而实现储蓄。课程将引导您完成财富创造的四个关键步骤： 1. **识别资产与负债：** 学习基本的会计原理，识别您拥有的资产和负债，以及您可能尚未意识到的财务状况。 2. **记录收入与支出：** 掌握记录和管理收入与支出的方法，了解不同类型的收入来源及其特点。 3. **组织与分析信息：** 学会以结构化、有意义的方式整理和分析财务数据。 4. **预算储蓄与支出：** 学习制定个人储蓄和支出预算的技巧，并掌握一个适用于个人预算制定的通用框架。 课程中将借助强大的个人理财软件“You Need a Budget (YNAB)”来加深您的理解。 **学完本课程，您将：** * 能够制定出有效且适合自己的个人财务预算。 * 培养出受益终生的良好个人理财思维。
Personal finance is the fundamental principle that everyone should learn. However, it is sometimes overlooked by many people despite the fact that money is always a part of everyone's life. In personal finance, there are four key personal finance principles: 1) wealth creation (how to generate savings), 2) wealth accumulation (what to do with your savings), 3) wealth protection (how to protect your wealth and how to plan for unexpected events), and 4) wealth distribution (how to distribute your wealth after your death. As the name implies, this course is about wealth creation, probably the most critical step in personal finance and the starting point for all subsequent processes.When we refer to wealth creation, we are talking about personal budgeting and how to manage your income and expenses effectively and hopefully generate positive savings. As this is probably the first time that you think about personal budgeting, this course will outline the four actionable steps in wealth creation: 1) identify what you have, 2) record your revenues and expenses, 3) organize and analyze information, and 4) budget your savings and expenses.In the early stage of the course, you will learn basic accounting principles and how to identify things that you have such assets and liabilities or even something that you may not be aware of.In the middle stage, we will talk about types of people and how each type of people earns their income. You will also learn how you should view your revenues and expenses and organize them in the structured and meaningful way.In the later stage, you will learn special techniques used in personal budgeting and, most importantly, you will be exposed to the personal budgeting framework that you should keep in mind while developing your own budget.Throughout the course, I will use one of the most powerful personal financial software, out there in the market, You Need a Budget or "YNAB"), to strengthen your understanding of the concepts.You should be able to develop your own effective personal financial budget after taking this course and, more importantly, you will develop a good personal finance mindset that will pay you dividends for the rest of your life.
