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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-i/
课程评论：没有评论
**Coursera 课程总结：个人理财** 本课程将深入浅出地讲解个人理财的方方面面，从基础概念过渡到复杂的议题，并确保每个环节都得到详尽阐述。课程将包含大量实例，形式包括演示文稿和 Excel 工作表练习。Excel 工作表演示还将提供可下载的 Excel 文件，其中至少包含两个标签页：一个载有答案，另一个是预先格式化的工作表，供学员跟随教学视频逐步完成。 学员将理解个人理财与企业理财的异同，并学习如何根据生命周期、特定生活状况及个人偏好设定个人财务目标。课程还将探讨制定有效个人理财计划所需的经济学、会计学和金融学等领域之间的区别与联系。 此外，学员还将学习货币时间价值的概念，能够进行现值和终值的计算，并了解何时需要使用这些计算。货币时间价值是学习中最具挑战性的概念之一，但对于影响未来时期的决策（如退休储蓄决策）至关重要。本课程将尽早引入此概念，以便在后续学习中随时应用。 学员还将掌握资金管理技能，包括与会计相关的技能，将财务数据汇编成财务报告，以及利用这些报告来构建预算。
This course will cover personal finance concepts, starting from the basics, and moving to complex topics. We will cover each step thoroughly.We will include many example problems, both in the format of presentations and Excel worksheet problems. The Excel worksheet presentations will include a downloadable Excel workbook with at least two tabs, one with the answer, the second with a preformatted worksheet that can be completed in a step-by-step process along with the instructional videos.Learners will understand the similarities and differenced between personal finance and business finance. We will discuss how to set personal financial goals, taking into consideration the life cycle and specific life situations and preferences.The course will discuss the differences and overlap in fields necessary to make effective personal financial plans including economics, accounting, and finance.We will also learn about the concept of time value of money, being able to perform present value and future value calculations and know when such calculations are necessary. Time value of money concepts are some of the most difficult concepts to fully grasp, but they are required when making decisions that will impact future periods like retirement savings decisions. We will go into time value of money concepts early in the course, so we have them ready whenever needed as we move forward in the course.Learners will also learn about money managing skills, skills related to accounting, compiling financial data into financial reports, and using those reports to construct budgets.
