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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-a-guide-for-a-better-financial-life/
课程评论：没有评论
课程名称：全面财务规划——个人财务计划的全貌 课程概述：本课程涵盖个人财务的多个重要方面，包括财务目标、财务规划流程、现金流和预算管理。学员将学习不同的消费习惯以及如何有效控制这些习惯。此外，课程将着重介绍风险管理的重要性，通过多种保险计划（如定期保险、健康保险、残疾保险、重大疾病保险、财产与责任保险）来理解和管理潜在风险。 学员将掌握个人财务中的重要公式，从而简化财务计算过程。课程还将介绍与投资相关的诸多概念，包括复利效应、通货膨胀、平均购买成本、共同基金的基本知识、以及系统化投资共同基金的方法及其优点。通过学习，学员将了解如何选择合适的共同基金方案、何时卖出方案，以及投资者在共同基金投资中常犯的错误。 此外，课程还将探讨投资组合审查和再平衡的概念及其重要性，涉及共同基金的税务方面和行为偏差。课程中还包括有关退休规划的案例研究，帮助学员理解退休规划的计算方法及其重要性，以及遗产规划的各种方法（如遗嘱与信托的使用）。 本课程将为学员提供必要的信息和知识，帮助他们顺利度过财务旅程，迎接更美好的未来。若能遵循课程中阐述的概念，学员将能够在合适的时间拥有适量的资产。
This course will cover personal finance like financial goals, financial planning process, cash flow and budgeting.Various spending habits and how to control these habits. You will understand the need and importance of risk management through various type of insurance plans like term plan, health plan, disability insurance, critical illness cover, property and liability insurance.You will learn the important formula used in personal finance which will make it easier to do the financial calculations.You will learn various concepts related to investments like power of compounding, inflation, rupee cost averaging, basics of mutual funds, systematic routes of investing into mutual funds and their advantages. You will understand the process of selecting the right mutual fund scheme, when to sell a scheme, common mistakes which investors make while investing through mutual funds.You will also understand the concept and importance of portfolio review and rebalancing and taxation aspect of mutual funds, various behavioral biases.A case study on retirement planning which will help you understand the calculation part of retirement planning and concept, importance and various methods of estate planning. We will also discuss the use of WILL versus TRUST for estate planning.This course will equip you with the necessary information and knowledge to smoothen your financial journey and have a better tomorrow.You will have the right amount of assets available at the right time if you follow the concepts explained in this course.
