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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-7-insurance-home-car/
课程评论：没有评论
### 个人理财课程 #7 - 家庭与汽车保险 课程内容摘要 本课程深入探讨与家庭和汽车保险相关的个人理财决策。 **核心主题包括：** * **保险的本质与风险管理：** 理解保险在个人理财策略中的作用，以及如何利用保险来规避风险。 * **财产保险：** * 定义财产保险，并阐述在进行财产保险规划时需要考虑的关键因素。 * 学习如何定义和运用房屋保险。 * 深入了解租客保险，并将其与房屋保险进行对比分析。 * **责任保险：** 探讨责任保险的概念及其在风险管理策略中的地位。 * **汽车保险：** * 详细解析汽车保险的组成部分。 * 明确哪些类型的汽车保险是法律强制要求的，并解释其原因。 * 分析在个人风险规避策略下，非强制性汽车保险的购买适宜性。 **学习辅助：** 课程提供实践练习，包括可下载的 Excel 工作簿（也可在 Google Sheets 中打开）。这些工作簿通常包含两个工作表：一个提供答案集，帮助学员理解问题；另一个则与教学视频同步，引导学员逐步完成练习。
This course focuses on personal finance decisions related to home and car insurance.We will discuss the concept of insurance in general and how insurance fits into a personal finance strategy designed to medicate risk.The course will define and explain property insurance and factors to consider when implementing property insurance planning.We will also discuss liability insurance and how it fits into our risk management strategy.Learners will be able to define homeowners' insurance and how to use it. We will also discuss renter's insurance, comparing and contrasting homeowners insurance and renters insurance. The course will define car insurance, break down car insurance components, and discuss which kinds of insurance may be legally required and why.For those components of car insurance that are not legally required, we will consider when it may still be appropriate to purchase them in accordance with our personal risk mitigation strategy. We will also have practice problems, including downloadable Excel Workbooks, which users may also open using Google Sheets.The Excel Workbooks will generally have at least two tabs. One tab will have the answer key so learners can deconstruct the problem. The second tab is where we work the practice problem step-by-step along with the instructional videos.
