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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-5-purchasing-strategies/
课程评论：没有评论
**课程名称：** 个人理财 #5-购买策略 (Personal Finance #5-Purchasing Strategies) **课程概述：** 本课程专注于大型个人购买决策，旨在教授一套购买策略，帮助学习者做出最佳的长期购买决策。课程指出，人类擅长短期决策，能够通过习惯养成和直觉训练来应对。然而，在影响未来多年的长期决策方面，人们的表现则不那么好，因为这类决策的频率较低，缺乏训练直觉的机会。 因此，对于长期决策，我们需要一个正式的决策流程，而不是依赖习惯和直觉。虽然不包括房屋购买（因其复杂性足以自成一门课程），但课程探讨的概念仍可应用于购房决策。 本课程将重点讲解： * **汽车和大型家电的购买决策：** 学习如何做出明智的汽车和大型家电购买选择。 * **保修的影响：** 探讨保修在重大购买决策中的作用。 * **购车 vs. 租车：** 详细分析购买汽车和租赁汽车的利弊。 **学习方式：** 课程包含**示例问题**以具化概念，以及**练习题**。练习部分提供可下载的Excel工作簿（也可使用Google Sheets打开），通常包含至少两个工作表： 1. **答案集：** 供学习者剖析问题。 2. **练习工作表：** 供学习者跟随教学视频，一步一步解决练习题。
This course will concentrate on large personal purchases, outlining buying strategies to make the best long-term purchase decisions.Human beings are great at short-term decisions, those where we can hone down our habits, training our gut so that we can trust our gut during future similar discussions.However, we are not as good at making decisions that impact multiple years into the future, in part because we do not make them as often, so we don't have the opportunity to train our gut the same way we do with short-term decisions.With long-term decisions, we need a formal decision-making process instead of trusting our habits and gut.We will not be focusing on a home purchase in this course, even though it is one of the most significant individual purchases because the home purchase is sufficiently complex to warrant its own course. However, we can apply many of the concepts we discuss here to a home purchase decision too.Learners will learn how to make purchasing decisions related to a car and large appliances. We will also discuss warranties and how they impact our significant purchase decisions.The course will cover the decision to purchase a car versus leasing a vehicle.The course will include example problems to make concepts more concrete.It will also have practice problems, including downloadable Excel Workbooks, which users may also open using Google Sheets.The Excel Workbooks will generally have at least two tabs. One tab will have the answer key so learners can deconstruct the problem. The second tab is where we work the practice problem step-by-step along with the instructional videos.
