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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-3financial-services-bank-reconciliation/
课程评论：没有评论
课程名称：个人财务 #3 - 财务服务与银行对账 课程概述：本课程将重点讲解银行对账过程的重要性及其完成方法。我们将提供多种示例题，包括演示文稿和Excel工作表形式的问题。Excel工作表呈现包括一个可下载的Excel工作簿，至少有两个选项卡，一个是答案，另一个是可按步骤完成的预格式化工作表，并配有教学视频。现金管理是财务规划的关键组成部分，而税收又是现金管理中重要的一环。学习者将了解基本的资金管理策略和税收筹划策略。我们将讨论边际税率和平均税率的区别，以及在制定财务计划时如何使用适当的税率。本课程还将涵盖税收扣除与税收抵免之间的区别，这是税收筹划中一个重要的区分点。学习者将了解不同的税务准备选项，并理解在不同的财务情况下哪种选项可能最为合适。此外，我们还将列出并解释不同的金融服务及提供这些服务的金融机构，从而帮助我们做出明智的决策，选择合适的金融服务和机构。课程将讨论对账的重要性，银行对账过程作为现金管理的重要内部控制手段，其目的不仅是确保我们的期末现金余额正确，还要核对我们是否正确记录了相关活动。现金是企业和我们财务活动的命脉。从复式簿记系统的角度来看，现金将影响每一个财务周期，这意味着它会影响我们的收入生成、采购和支出，无论是个人还是商业。因此，越能确保我们的现金交易的准确性，就越能确保我们的收入、采购和支出的准确性。银行对账过程将我们的现金记账与银行的现金记账进行匹配，为记录的活动提供外部验证，以确保其准确无误。
This course will focus on the importance of performing the bank reconciliation process and how to complete a bank reconciliation.We will include many example problems, both in the format of presentations and Excel worksheet problems. The Excel worksheet presentations will include a downloadable Excel workbook with at least two tabs, one with the answer, the second with a preformatted worksheet that can be completed in a step-by-step process along with the instructional videos.Cash management is a critical component to financial planning and taxes are a material part of cash management.Learners will understand basic money management strategies and tax planning strategies. We will discuss the difference between a marginal tax rate and an average tax rate and how to use the appropriate tax rate when making financial plansThe course will also cover the differences between a tax deduction and a tax credit, an important distinction when doing tax planning.Learners will know the different tax preparation options and understand which options may be best under different financial circumstances.We will also be able to list and explain different financial services and the financial institutions that provide them, allowing us to make good decisions about which financial services to use and which financial institutions to work with.The course will discuss the importance of reconciling the bank account, the bank reconciliation process being a big internal control over cash.The purpose of the bank reconciliation is not just to make sure our ending cash balance is correct, but also to check that we have recorded the activity correctly.Cash is the lifeblood of a business and of our financial activities. When thinking in terms of the double entry accounting system, cash will impact every financial cycle, meaning it will impact our revenue generation, our purchases, and our expenses, whether personal our business.Therefore, the surer we are about the correctness of our cash transactions the surer we are about the correctness of our revenue, purchases, and expenses.The bank reconciliation process will match our bookkeeping related to cash to the banks bookkeeping related to cash, giving us an external verification that the activity recorded is correct.
