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所在平台: Udemy |
课程主页: https://www.udemy.com/course/personal-finance-1-goals-planning-time-value-of-money/
课程评论：没有评论
课程名称：个人理财（一）：目标、规划与金钱的时间价值 课程概述： 本课程将介绍个人理财的核心入门概念，并通过大量实例讲解，包括演示和Excel工作表练习。Excel部分会提供可下载的工作簿，包含答案页和带步骤指导的预格式化工作表。 课程内容： * **个人理财定义与重要性：** 区分个人理财、公司理财、经济学和会计学的区别，并强调掌握个人理财概念的重要性。 * **目标设定：** 学习基于个人生活状况，使用正规的结构和流程来设定目标。 * **金钱的时间价值：** 深入理解金钱的时间价值概念，包括现值和未来值的计算。这对于制定退休计划或子女教育基金等长期规划至关重要。 * **长期决策：** 认识到人类在日常决策方面表现良好，但在长期、风险与回报权衡的决策上存在不足。因此，对于可能产生重大影响的长期决策，需要更正式的流程，而金钱的时间价值概念是其中的关键组成部分。 课程形式： 以演示文稿和Excel工作表相结合的方式进行教学。Excel工作表练习将提供配套的可下载工作簿，帮助学习者逐步完成。
This course will cover the core introductory concepts related to personal finance.We will include many example problems, both in the format of presentations and Excel worksheet problems. The Excel worksheet presentations will include a downloadable Excel workbook with at least two tabs, one with the answer, the second with a preformatted worksheet that can be completed in a step-by-step process along with the instructional videos.We will discuss what personal finance is and what the differences between personal finance, corporate finance, economics, and accounting are. Learners will also understand why knowing personal finance concepts is important.You will know how to set goals using a formal structure and process based on your personal life situations.We will also cover time value of money concepts, including present value and future value calculations. Time value of money concepts will be important whenever we are making long term plans, such as retirement plans or a child's college education funding plan.Human beings are quite good at making the day-to-day decisions, often doing so by instinct and habit. However, we are not so good at making long-term, risk verses reword, decisions. Therefore, a more formal process is often needed for longer-term decisions which could have large impacts. Time value of money concepts will be a critical component of the long-term decision process.
