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所在平台: Udemy |
课程主页: https://www.udemy.com/course/pass-the-nmls-safe-exam/
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课程名称：NMLS Safe Exam Essentials 课程概述：本课程旨在为您提供通过NMLS安全考试所需了解的全部内容，涵盖考试的所有五个部分以及提高通过率的数学和考试策略。该考试的通过率仅略高于50%，许多考生未能通过的原因是准备不足。加入我们，学习通过考试所需的知识。20小时的预许可课程无法单独提供足够的信息以通过考试，许多在线备考网站的内容往往由未参加过考试的人撰写，导致考生学习了不相关的内容。本课程将讨论您需要掌握的重点，不多也不少。一些我们将涵盖的主题包括： - 联邦抵押贷款法律，包括RESPA、TILA、ECOA等。 - 统一州内容 - 影响您获得执照资格的因素，谁需要执照，谁不需要。 - 一般抵押贷款知识 - FHA贷款是什么？谁有资格申请USDA贷款？什么是还款上限？ - 抵押贷款发起活动 - 贷款发起人做什么？什么是交易成本？贷款价值比（LTV）意味着什么？ - 伦理 - 什么是居住欺诈？我需要填写SAR吗？ - 数学 - 可调整利率抵押贷款（ARM）利率是如何计算的？什么是日利息，它是如何计算的？ - 考试 - 考试形式是什么？如果我不知道某个问题的答案该怎么办？ 加入本课程，为您的考试做好充分准备！
Learn what you need to know for all five sections of the NMLS Safe Exam plus math and test strategies to improve your chance of passing. This test has a pass rate of just over 50% and the reason most fail is lack of preparation. Join us in this course to learn what you need to know. The 20-hour pre-license courses do not provide enough information on their own to pass and many online test prep sites are written by people who have not taken the test so you end up going over things that you will not be tested on. We discuss what you need to know to pass, nothing more, nothing less. A few examples of what we will go over:Federal Mortgage Laws including RESPA, TILA, ECOA, etc.Uniform State Content - What can keep you from being eligible for licensure? Who needs a license? Who doesn't?General Mortgage Knowledge - What is an FHA loan? Who is eligible for a USDA loan? What is a payment cap?Mortgage Loan Origination Activities - What does a loan originator do? What is a closing cost? What does loan to value mean?Ethics - What is occupancy fraud? Do I need to fill out a SAR?Math - How is an ARM rate calculated? What is per diem interest and how is it calculated?The test - What is the test like? What do I do if I don't know the answer to a question?
