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所在平台: Udemy |
课程主页: https://www.udemy.com/course/ncfm-exam-preparations-commercial-banking-module/
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课程概述：NCFM考试准备：商业银行模块 本课程深入探讨银行业的基础知识、结构及现代实践，旨在为希望在动态银行界取得成功的学习者提供全面理解。银行是任何经济体的支柱，推动金融增长和稳定。课程内容涵盖存款账户、贷款原则、现代银行趋势及金融包容性等主题。 **课程内容** 第一部分：引言 本部分为课程打下基础，定义银行的概念，探讨其演变及商业银行的核心职能，并强调银行业的竞争格局。 第二部分：印度银行结构 探讨印度独特的银行结构，包括计划银行及印度储备银行(RBI)在监管和政策制定中的关键作用。 第三部分：银行存款账户 深入了解银行存款的基本知识，涵盖存款账户类型、存款动员策略、操作指南及如NRI存款和存款保险等专业服务。 第四部分：银行贷款基础 学习贷款原则、信贷政策及各类贷款的概念，包括项目融资、零售融资、中小企业贷款、不良资产分类、债务重组及SARFAESI法案2002等关键法规。 第五部分：银行投资 获得有关银行投资的见解，包括法定储备要求、非SLR投资、财务管理及RBI对投资分类和估值规范的指导。 第六部分：商业银行的其他活动 探索商业银行提供的多样化服务，如外汇、电子支付系统、NRI汇款、商人银行业务及像共同基金和养老金等附加银行活动。 第七部分：银行与客户的关系 理解扩大客户基础的策略，满足不同客户群体需求，并利用客户关系管理(CRM)技术，同时探讨银行投诉专员制度和银行间竞争。 第八部分：现代银行发展的趋势 发现技术对银行的影响、外包非核心业务及RBI在金融包容、微型信贷和自助组织(SHGs)等方面的倡议。 第九部分：问答环节 课程最后以综合问答部分结束，以巩固学习并解答任何疑问。 **结论** 本课程为学习者提供了全面的银行业理解。从传统银行操作到现代创新，参与者将为在业内不同角色的成功做好准备。
Course IntroductionThe banking sector is the backbone of any economy, serving as a catalyst for financial growth and stability. This course offers an in-depth exploration of banking fundamentals, structures, and contemporary practices, providing learners with a holistic understanding of the field. Covering topics from deposit accounts and lending principles to modern banking trends and financial inclusion, this course is designed for anyone aspiring to excel in the dynamic world of banking.Section-wise WriteupSection 1: IntroductionThis section lays the foundation by defining banking, exploring its evolution, and detailing the core functions of commercial banks. It also highlights the competitive landscape within the banking industry, setting the stage for a deeper dive into its complexities.Section 2: Banking Structure in IndiaAn exploration of India's unique banking structure, including scheduled banks and the pivotal role of the Reserve Bank of India (RBI) in regulation and policy-making.Section 3: Bank Deposit AccountsThis section delves into the essentials of bank deposits, covering the types of deposit accounts, strategies for mobilizing deposits, guidelines for operation, and specialized services like NRI deposits and deposit insurance.Section 4: Basics of Bank LendingLearn the principles of lending, loan policies, credit stipulations, and the various types of advances offered by banks. Topics such as project and retail finance, SME loans, NPA classification, debt restructuring, and key regulations like the SARFAESI Act 2002 are comprehensively covered.Section 5: Bank InvestmentsGain insights into bank investments, including statutory reserve requirements, non-SLR investments, treasury management, and the RBI's guidelines on investment classification and valuation norms.Section 6: Other Activities of Commercial BanksThis section explores the diverse services offered by commercial banks, such as foreign exchange, electronic payment systems, NRI remittances, merchant banking, and para-banking activities like mutual funds and pension funds.Section 7: Relationship Between Bank and CustomerUnderstand strategies for expanding the customer base, catering to different customer groups, and leveraging CRM techniques. The section also delves into the Banking Ombudsman Scheme and competition among banks.Section 8: Evolving Trends in Modern BankingDiscover the impact of technology on banking, outsourcing non-core activities, and RBI initiatives like financial inclusion, microcredit, and self-help groups (SHGs).Section 9: Question and AnswersThe course concludes with a comprehensive Q & A section to reinforce learning and clarify any doubts.ConclusionThis course equips learners with a comprehensive understanding of the banking sector. From traditional banking practices to modern innovations, participants will be prepared to excel in diverse roles within the industry.
