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所在平台: Udemy |
课程主页: https://www.udemy.com/course/mortgage-pre-approval-step-by-step-guidance-to-success/
课程评论:没有评论
Coursera 课程《抵押贷款预批准 - 成功分步指南!》摘要: 本课程由拥有20多年经验、成功帮助客户办理超过3000份房屋贷款的Mosaic Mortgage Group创始人兼分支经理Michael Aning主讲。课程旨在帮助您在购房过程中,尤其是在抵押贷款预批准阶段,减少不确定性和压力,更有信心地实现购房目标。 课程内容涵盖: * 揭秘贷款审批的“后台”秘密,了解许多贷款专员不愿透露的信息。 * 提供精心设计的定制化表格,帮助您进行“预算练习”,准确识别您的负担能力。 * 区分您个人实际能负担的金额与纸面上“符合资格”的金额。 * 学习在提交贷款申请前如何为成功获批做好准备,增加获批几率。 * 评估各种房屋贷款选项,无论您的财务状况如何。 * 掌握货比三家的技巧,找到最佳抵押贷款利率并节省开支。 * 计算您的收入与支出的现金流,确定可用于购房的资金。 * 了解选择贷款专员时需要注意的事项,以及何时使用房产经纪人推荐的贷款方,何时自己寻找。 * 学习当前购房者如何制定有竞争力的Offer以“胜出”。 通过本课程,您将更清晰地了解抵押贷款流程,明确自己的财务状况,从而自信、安心地购买下一套住房,成为一个“精明的借贷者”。课程所传授的系统和工具,正是Michael Aning为本地客户提供的个性化指导。
I understand how it feels to start this journey of buying a home on your own - it can be an overwhelming process and you feel like you're dealing with your own circumstances. Securing a home shouldn't feel so intimidating. Ask yourself this question, when the time comes that you hear the words "Your offer has been ACCEPTED!" will you be completely Freaked Out or, Absolutely Thrilled & Excited???I can tell you that the difference is all in the preparation. You need to better understand the process so you can secure a mortgage that suits your life & financial circumstances. But where do you start?As founder & branch manager of Mosaic Mortgage Group (a division of Celebrity Home Loans), I've been helping homeowners for over 20+ years, securing over 3,000 home loans for our clients - and I've seen every scenario imaginable. In this course, I'm going to teach you what to look out for and how to position yourself for success when it comes to securing a home loan. The tips shared here are ones that my clients have used to save loads of time, money and stress in buying their first home and adding to their property portfolio. A few things you will learn inside this course: I will teach you "Back Office" secrets many Loan Officers do not want you to knowYou'll receive our customized forms created and refined over two decadesOur "Budget Exercise" will help identify exactly what YOU CAN AFFORD The difference between what you can personally AFFORD vs. what you can "Qualify" for on paper (Per Industry Standards)How to increase your chances of securing a mortgage by knowing what to do BEFORE the loan applicationHow to assess your options for a home loan, no matter what your financial situation isHow to shop for your best mortgage rates and save $$$How to calculate your income vs expenses to see what cashflow you have available to buy a homeHow to know what to look out for when hiring a loan officerWhen to use your realtor's lender & when to find your ownHow today's home buyers prepare offers to "Win".and much more!Scroll through the curriculum / the list of video lectures to preview the value contained in this complete "Mortgage" training system. This is the same guidance I give to my local clients 1-on-1. You CAN learn what it takes.Everything was very straightforward. If I had any questions, it was answered very quickly and honestly. They were able to handle two pivots during the home search. 1.28.2022 W. ChenMike has great open communication with us the entire time. He heard what we had to say and provided really great guidance for our circumstance. 12.25.2021 Hannah S.Very responsive, provided a complete and comprehensive overview of the process ahead and guided us along the process of closing the mortgage. 12.10.2021 E. RiedlTimely and clear communication. Loved the automatic system alerting me of every step in the process. Mike and team are fantastic! 11.16.21 Robert P.Mike and team made the loan process as a first time home buyer a breeze! So thankful for all of them. 9.30.21 Jessica G.By the end of this course, you will have more clarity about the mortgage process, including what you can afford, so you can buy your next home with confidence and peace of mind. I will teach you to BORROW SAVVY!In 2006 I co-founded Turnkey Mortgage Solutions, a tight-knit company that embodied ideals of honest work, thorough planning, and consistent integrity. In 2016, the company was rebranded as Mosaic Mortgage Group to further and enhance those ideals. Over my career, I garnered over 20 years of mortgage planning success, guiding over 300 homeowners through the process of qualifying for a home loan. I am here to teach you all I know to be successful in the home buying industry. Enroll now!!! Start following through with Michael's systems and tools so when you hear those 5 MAGIC WORDS, you will be Absolutely Thrilled & Excited!I look forward to seeing you during the course!Your mortgage coach, Michael Aning