Master the Closing Disclosure as a Loan Processor & MLO

所在平台: Udemy

课程主页: https://www.udemy.com/course/master-the-closing-disclosure-as-a-loan-processor-mlo/

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课程简介

Coursera 课程:精通过户披露(Closing Disclosure)—— 贷款处理师与抵押贷款从业者必备 本课程由 Joseph Correa 主讲,旨在帮助您深入理解并熟练掌握过户披露(Closing Disclosure, CD)。无论您是刚进入抵押贷款行业,还是希望在职业生涯中更上一层楼,掌握这一至关重要的文件都将为您带来巨大优势。 **课程亮点与收益:** * **精通过户披露:** 学习如何准确阅读和理解 CD 中的关键信息,包括贷款金额、利率、月供、最终交易所需现金及各项费用。 * **成为过户费用专家:** 掌握 CD 第二页的详细费用明细,快速判断是否存在托管账户、贷款折扣点、贷款发起费、预付罚金或气球贷等情况。 * **熟悉行业术语:** 深入了解抵押贷款行业的重要术语和定义。 * **提升求职竞争力:** 帮助您在面试中脱颖而出,给潜在雇主留下深刻印象,增加获得心仪职位的机会。 * **拓展职业发展:** 通过专业知识的提升,为申请更高薪的职位做好准备。 **课程内容:** * **10个实际案例分析:** 老师将详细讲解 10 个真实的过户披露文件,帮助您理解实际操作。 * **9次练习测试:** 提供练习机会,检验您的学习成果,测试结果仅供个人参考。 * **6项实践作业:** 通过动手实践,巩固所学知识。 * **3份可下载 PDF 文件:** 提供实用的学习资料和工具。 * **讲师答疑:** 课程期间,您可以随时向讲师提问。 **课程特色:** * **实用性强:** 专注于核心技能,帮助您在短时间内(不到2小时)掌握应对面试的关键知识。 * **涵盖广泛:** 适用于 FHA、Conventional 和 VA 贷款的购买及再融资交易。 * **证书颁发:** 完成课程所有内容并通过测试后,可获得课程结业证书,可用于求职展示。 **讲师介绍:** Joseph Correa 是 Finibi Mortgage 的创始人兼 CEO,拥有丰富的抵押贷款交易经验,曾创办和经营过抵押贷款经纪和贷款公司,并在房地产投资领域有深入研究。 **建议:** 如果您是抵押贷款行业新人,建议先完成讲师的“成为抵押贷款处理师”课程,再学习本课程,以获得更全面的基础。 掌握过户披露是您进入高薪抵押贷款行业的敲门砖,立即开始学习,为您的职业生涯增添强劲动力!

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课程详情

Do you want to work in the mortgage industry but don't know what a closing disclosure is? Are you looking to advance in your career by having more specialized knowledge on one of the most important documents in the entire mortgage process? Anyone who works in the mortgage industry can tell you that you will see a closing disclosure on every loan you do. If you want to work as a loan processor, loan originator, underwriter, closer, or other similar position, you need to know how to read and understand this document. That's why I created an entire course on this specific topic!This practical course will go over 10 different examples of a closing disclosure and will break them down in detail so that you can be prepared to do it on your own. By knowing where to find vital information on a CD or closing disclosure such as the loan amount, interest rate, monthly payment, cash to close, and the closing costs, you'll be prepared to answer common questions from borrowers and from potential employers during job interviews. You can quickly determine if someone is a beginner in the mortgage industry by asking them questions on information found on a CD or closing disclosure. For this reason, you need to take this document seriously and master it by taking this course. Besides that, you'll learn how to read the breakdown of closing costs on page 2 of a CD so that you can immediate figure out if a borrower has escrows or not, if they have to pay loan discount points, how much they are paying in loan origination fees, whether or not the borrower will have a prepayment penalty or not, if they will have a balloon payment, and so much more. I will go over 10 real life closing disclosures and then have you try for yourself. You can always go back and see the lecture to correct any mistakes you make. Finally, you'll have several practice tests so that you can see how you are progressing. These practice tests don't affect your course certificate and are just for your own private education. If you're thinking of starting a career in mortgages and want to get paid well, you need to start and finish this course.What you will learn & how you'll benefit:- You'll learn to master the closing disclosure- You'll become an expert on closing costs- You'll become familiar with important mortgage terms and definitions- You'll increase your chances of being hired and will impress potential employers- You'll Improve your career potential by being more knowledgeable so that you can apply for higher paying positionsWhat this course includes:- 10 real life closing disclosure examples explained in detail by the instructor- 9 "practice" tests- 6 course "assignments" so that you can get hands-on practice - 3 downloadable PDF documents to help you in your career and to use during the course- Access to the course instructor in case you have any questionsNot knowing how to read a closing disclosure is not an excuse. It's up to you to gain this knowledge by taking the time to go over the content included in this course. In less than 2 hours, you'll have the information you need to ace most interview questions on a closing disclosure when applying for a job. The closing disclosure is very complete and includes almost all the information the borrower needs to know about their loan which is why you need to be able to explain it to them in a comprehensive manner. Most experienced mortgage professionals don't know everything on this 5 page document but you can and you will when you finish this course.Remember, this course will teach you how to read, understand, and master a closing disclosure so that you can master both purchase and refinance transactions on FHA, Conventional, and VA loans.Once you complete this course, you will have acquired valuable knowledge and a course diploma to show employers when applying for a mortgage position. A course diploma will be available to you when all sections of this course have been completed at 100% which you can save or print and include with your resume. For instructions on downloading your course diploma you can go to: https://support.udemy.com/hc/en-us/articles/229603868-Certificate-of-CompletionYour instructorJoseph Correa is the founder and CEO of Finibi Mortgage, a licensed mortgage brokerage business based out of Orlando, Florida. Having closed hundreds of mortgage loans, he has the knowledge to help you become a success. In the past, he has also owned a correspondent lender business and invested in real estate as well.This course is more advanced so if you haven't taken my "Become a Mortgage Loan Processor" course, I would suggest you start with that one first but you are welcome to start with this course and then move on to that one.

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