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所在平台: Udemy |
课程主页: https://www.udemy.com/course/managing-your-money/
课程评论：没有评论
课程名称：管理个人财务 课程概述：本课程旨在教授基本的财务管理知识，以帮助学员控制个人财务。内容涵盖欲望与需求的理解、预算的制定与执行、财务管理、财务规划以及避免诈骗。学员将学习银行账户的使用、借记与存款的概念、如何在纸面上平衡支票本、与银行对账、储蓄账户的管理、紧急基金的建立、给自己支付、利率、信用评分及信用卡的相关知识。 此外，课程还详细介绍了拥有汽车的真实成本，包括汽车贷款、购买与租赁的比较、汽车保险、购车流程以及车辆维护和道路救援服务。学员将了解到独立生活所需的购物清单、搬家清单、租房的真实成本、可承受租金的计算、签署租赁合同、安全押金、宠物押金以及租客保险等内容。 课程进一步探讨自购住房的真实成本，比较购买与租赁的利弊、负担得起的房价、购房的真实成本、购房流程、各种公用事业费用（如电费/燃气、水费/污水、供暖/空调）、房主财产保险及洪水保险等。 此外，学员将学习如何从互联网获取信息，或在面对面咨询中获得个性化建议和帮助，涵盖上大学（学生贷款、入学及毕业要求）、寻找实习、找工作、计算税务、制定财务计划、拥有车辆、购房、购买保险及改善心理健康等方面的内容。这门课程为学员提供了全面的财务知识，使其能够在日常生活中做出明智的财务决策。
Learn the basics of money management so you can control your finances.Understanding wants and needs, and setting and sticking to a budget.Managing your money, financial planning, and avoiding scams.Understanding bank accounts, debits and deposits, balancing your checkbook on paper, reconciling with bank statements, savings accounts, emergency money, paying yourself, interest rates, credit scores, and credit cards.The real cost of owning a car, auto loans, buying vs. leasing, auto insurance, the car buying process, maintaining your vehicle, roadside assistance.Living on your own, what you need to buy to live on your own, a moving checklist, the real costs of renting an apartment, how much rent you can afford, signing a lease, security deposits, pet deposits, renters insurance.The real costs of owning your own home, buying vs. renting your home, how much home you can afford, the real costs of buying a home, the home-buying process, utilities (electricity/gas, water/sewer, heat/ac), homeowner's property insurance, flood insurance.Getting information from the internet; getting face-to-face personalized advice and help when: going to college (student loans, admissions, & graduation requirements), finding internships, searching for a job, calculating taxes, making a financial plan, having a vehicle, buying a home, purchasing insurance, and improving your mental health.
