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所在平台: Udemy |
课程主页: https://www.udemy.com/course/lending-fundamentals-and-credit-assessment-techniques/
课程评论：没有评论
课程名称：信贷基础与消费信贷评估 课程概述： 本课程深入探讨向个人提供信贷的原则以及审慎信贷评估的普适性方面。无论您身处美国、欧洲、亚洲还是澳大利亚，稳健信贷实践的基本结构都是恒定的，可以概括为3C或3S原则：品格 (Character)、能力 (Capacity) 和抵押品 (Collateral)，或稳定性 (Stability)、可偿性 (Serviceability) 和安全性 (Security)。 这些全面的教程将引导您了解每个“C”或“S”的关键要素，并深入了解信贷评估员或银行官员如何精细化其贷款决策技能。随着监管环境日益严峻，银行和金融机构对负责任贷款的关注度不断提高，本课程将使您处于领先地位，并提供做出审慎信贷决策的关键信息和方法。 本课程适合任何对信贷风险感兴趣的人士，无论是希望提升职业发展还是仅仅想了解银行如何审核信贷申请。课程配有简短测验，以检验学生对所学知识的掌握程度。
This course provides in-depth information on the principles of lending to individuals and the universal aspects of prudent credit assessment.Whether you are in the United States, Europe, Asia or Australia the basic structure of sound lending practice is constant and can be compressed into the 3Cs or 3Ss...Character, Capacity and Collateral, or Stability, Serviceability and Security.These comprehensive tutorials will guide you through the key elements of each "C", or "S", and provide insight into what a credit assessment or bank officer can do to finely tune their loan decisioning skills.As the regulatory landscape tightens and there is greater focus on banks and financiers to be more responsible lenders, this course will put you ahead of the curve and provide crucial information and what you can do to make prudent credit decisions.This course is suitable for anyone interested in credit risk, whether they want to bolster their careers or simply have an interest in how banks review their own application for credit.The tutorial is complete with a short quiz to test the students knowledge of what they have learned during the course.
