I Want to Live on My Investments

所在平台: Udemy

课程主页: https://www.udemy.com/course/i-want-to-live-on-my-investments/

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**课程名称:我想靠投资生活** **课程概述:** 每个人的最终归宿都是退休,但我们往往对退休的财务规划不足。如果你还年轻,可以及早开始规划;如果你已不年轻,也必须在退休前了解相关知识。否则,很多人可能会被迫在退休年龄之后继续工作。 本课程将为你揭示真相和数据,解释为何许多人难以依靠退休金生活,以及我们应该如何做,才能在退休后拥有一个无财务压力、可以尽情享受的金色岁月。 **在本课程中,你将学到:** * 如何找出当前的开销,并预估未来通货膨胀对其增长的影响。 * 如何准确计算十年、二十年或三十年后,在你可能无法工作时所需的资金数额。 * 资产与负债的区别,以及如何进行区分。 此外,课程提供一个Excel表格工具,你可以输入你的退休金储蓄金额、预期回报率和通货膨胀率,该表格将帮助你计算未来所需的金额,以维持目前的生活水平。这是一个对每个人都非常有用的工具。 **最重要的是,这是一门免费课程!** 赶紧加入,拓宽你对金钱的理解,为你美好的退休生活做好规划。

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Sooner or later, all of us are due to retire, but our financial planning for retirement is usually insufficient. If you are young, you can start in time to plan for it. If you are not young, you have to understand it before you actually retire. This often forces us to continue working even after our retirement age. This course will open your eyes to the facts and figures, as why as it difficult for many people to live on their retirement funds and what should be done to enable you to live the golden years of your life that you can enjoy without financial stress.In this course you will learn to find out your expenditures that is happening today, and how is it going to grow with growing inflation in future. So, you can determine how much mount you may need ten, twenty or thirty years down the line, when your age may not permit you to work. This course will also teach you about assets and liabilities, and how to differentiate between them.An excel sheet is provided, where you can put your retirement corpus figure with expected returns and inflation, and this excel sheet helps you in calculating the future figures, that you may need in order to live without altering your current standard of living. A very useful tool to every individual. More importantly, this is a free course. So, you must join this course and widen your understanding about money and to plant your retirement.

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