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所在平台: Udemy |
课程主页: https://www.udemy.com/course/hsa-expert/
课程评论：没有评论
课程名称：健康储蓄账户专家及自我保险 概述：本课程将教授您如何利用健康储蓄账户（HSA）实现巨大的储蓄潜力、财富增长以及为家庭提供保护。这些神奇的账户可以加速储蓄与保护，减少年度税负，并使您能够提前退休。这些资金永远不会面临“用完即失”的情况，并且可以投资以实现最大的储蓄潜力。在特定情况下，这些资金不再需要用于健康支出！您将学习如何通过前期储蓄、受托人间转账或一次性IRA滚存来负担慢性疾病的医疗费用或突发的高额费用（意外账单、手术、伤害、试管婴儿等）。了解您有资格申请HSA、FSA（灵活储蓄账户）的方法，或如何将HSA与LPFSA（有限用途灵活储蓄账户）搭配使用。 此外，课程将教您如何比较HSA提供商/银行选项以及所需的文档。通过实际案例，您可以看到HSA的潜力。我们还将讨论健康和人寿保险的基础知识、目的和重要性。如果您被拒绝人寿保险或其他保险覆盖该怎么办？您有许多选择，其中一个很好的选择是开设HSA。课程材料中还包括医疗费用跟踪日志，并提供许多节省资金的小窍门。 您将学习HSA如何与我们晚年面临的各种费用（无论是医疗保健、长期护理、医疗保险保费、药物甚至非处方治疗）完美结合。此外，我们将探讨HSA应该如何以及为什么融入到您的退休和财富建设计划中。
In this course you will learn the huge potential for savings, building wealth, and providing your family protection by utilizing health savings accounts (HSA). These magic accounts help accelerate savings and protection, reduce tax burden every year that you have one, and enable you to retire early. These funds never fall into "use or lose" and can be invested for maximum savings potential. At a certain point, the funds no longer need to be used on health expenses! Learn how to afford healthcare for chronic conditions or sudden large costs (unexpected bill, surgery, injury, IVF, etc.) by front-loading savings, trustee-to-trustee transfers, or a once in a lifetime IRA rollover. Learn what qualifies you to have an HSA, FSA (Flex Savings Account), or how to pair an HSA with a LPFSA (Limited Purpose Flex Saving Account). Learn how to compare HSA provider/bank options and what documentation you need to keep. See the potential with real-life examples.The basics of health and life insurance will be discussed, as well as their purposes and importance. What should you do if you've been denied life or other insurance coverage? There are plenty of options, and a great one is opening an HSA. There is a medical expense tracking log included in the materials, and LOTS of tips and tricks on saving money along the way.Learn how HSAs integrate perfectly into costs we all will face later in life, whether related to health care, long-term care, Medicare premiums, medications, or even over the counter treatments. Learn how, and why, HSAs should be integrated into your retirement and wealth building plans.
