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所在平台: Udemy |
课程主页: https://www.udemy.com/course/how-to-use-the-top-11-real-estate-fin-ratios-in-the-best-way/
课程评论:没有评论
**课程名称:** 顶尖房地产财务比率的11种最佳使用方法 **课程简介:** 本课程旨在帮助初学者投资者识别优质房地产交易,避免“柠檬盘”。讲师Svetoslav Deltchev拥有12年投资收益型房地产的经验,将分享如何通过掌握11种核心财务比率,有效评估房地产项目的潜在价值。课程将引导学员理解和运用不同类型的财务比率,从而在众多房产机会中做出明智的选择,将劳动所得转化为被动收入。 **课程内容大纲:** * **财务比率分类:** 课程将把财务比率分为三组,并讲解每组的适用场景。 * **第一组比率:** 详细介绍5个财务比率,包括其优缺点,以及如何利用它们进行初步评估。 * **货币时间价值:** 讲解“货币时间价值”的概念及其对交易评估的影响。 * **第二组比率:** 引入第二组财务比率,阐述其与第一组比率的区别,以及如何计算和应用其中的3个比率。 * **高级主题:** 深入探讨净现值 (NPV) 计算中的常见错误,内部收益率 (IRR) 的应用及其计算中的陷阱(面向更进阶投资者)。 * **债务融资:** 解释债务在房地产交易中的作用,以及债务如何提升投资者回报。 * **第三组比率:** 介绍第三组财务比率,包括其适用性,以及衡量个人与资产表现的比率。 * **成本核算:** 讲解资本化与当期费用化的区分,以及这如何影响比率计算。 * **常见问题解答:** 回答学员关于比率分类、市场应用、计算器使用等方面的疑问。 **学习目标:** * 掌握区分良好与不良房地产投资交易的能力。 * 学会应用11种关键财务比率进行投资分析。 * 理解房地产投资中的财务评估逻辑。 * 增强投资决策的信心,降低投资风险。 **适合人群:** * 希望理解房地产交易可行性的初学者投资者。 * 有意投资租赁物业、翻新改造项目或 wholesale 交易的人士。 **课程不涵盖内容:** * 何时投资房地产的最佳时机。 * 房地产交易的法律尽职调查。 * 房地产投资策略。 * 房地产交易的融资方式。 * 如何挑选最佳投资物业。 **讲师介绍:** Svetoslav Deltchev,拥有超过12年的收入型房地产投资经验,致力于分享实操经验,帮助学员规避投资风险。 **学习保障:** 提供30天无忧退款保证。
When you invest and look at potential deals, can you tell a gem from a lemon?Many people already know that the investing in real estate is one of the possible ways to transform your earned income (income from salary) to a passive income (income from an asset that doesn't require your time and effort). But the problem is that they are not familiar with the real estate deals, they don't know how they work and why a particular deal is better than another one.Everybody of us is afraid that some fast talking real estate agent might push us a lemon and we will have to deal with it for a long period of time and eventually even to lose money. To avoid this you need to know how to tell the good deal from the bad one.That is the reason why I am creating my courses. I want to try to answer all your questions, to make your fears smaller by sharing with you my experience with the real estate. After I have shown to the very starters among you how and why the real estate is superior asset class and after I have proven (in another course) that the Real Estate market is predictable, now I want to show you how to know whether somebody is selling you a good investment or a lemon.Hey,My name is Svetoslav Deltchev and I invest in income generating real estate for the last 12 years. I am convinced in the advantages of the real estate investments and I will show you in this course how to use them as well.Who is this course for?The course is for beginner investors who want to understand how to tell if a particular deal proposed to them is performing well and if it suits their expectations or not. The financial ratios that I am elaborating in the course will help you to compare a property with the market and with the other alternatives that you have. This topic is a bit theoretical and mathematical, but I have tried to give you many practical examples for better understanding. On top you are welcome to ask me questions if you need further explanation or clarifications. We have also a Facebook Group for students questions and discussions. It's called Udemy SD Academy. You may use the Udemy chat as well of course.Do you need any prior knowledge?No. The course is for beginner investors as mentioned and you don't need prior knowledge. There are some lectures that dig deeper in a specific topic, but I make a note at the beginning of the lecture that you may skip it, if it is too much for you.Even if you have no experience you will learn the various types of ratios and when to apply each one of them.This course will be useful for people who are aiming to invest in:rental properties - multifamily properties, single family houses etc.Fix & flip dealsWholesaleWhat you will NOT find in this course:I will not cover the topic "WHEN is the right time to invest in properties". I have mentioned in one of the lectures that the availability of stable market patterns on the real estate market is one of its advantages but I haven't gone into details.I will not cover the legal due diligence of a real estate transactionI have not offered real estate investing strategiesI have not discussed the topic about the financing of the property transactionI have not covered the topic how to select the best property for our investment.The course is FOCUSED on the way how YOU could tell the gem from the lemon when you are looking for a good investment!In particular you will learn:the 3 groups of financial ratios and when to use each one of themThe economic meaning of the interest rate and how interpret itThe 5 financial ratios from the first group and when they are helpfulThe advantages and the disadvantages of the ratios of the first groupThe "Time value of money" concept and how it changes the way we look at dealsWe will introduce the second group of financial ratiosMain differences between the ratios of the first group and the second groupThe 3 ratios of the second group and how to calculate themSome more advanced topics like the most common mistakes people do when calculating the NPVThe application of the IRR ratio and when to apply it.Some pitfalls in the calculation and application of the IRR ratio - for more advanced investors.Why we need debt in the real estate transactionWe will introduce the third group of financial ratiosThe 3 financial ratios of the third group and when they are applicableWhich is the ratio that measures YOUR performance and not the performance of the assetHow exactly the debt is boosting the return of the investorWhat we should capitalise and what we should expense at once. How this changes the calculation of some ratiosAnswers of some students' FAQFrequently asked questionsWhy we must differentia three groups of ratios? Can't we just have directly the formulas of the ratios.- You could, of course, but when you bring some order in your knowledge it will be easier for you to keep the information for a longer period of time.Can I use these financial ratios on my market? Can I use them for every deal?- Of course. They work for everybody and for every market and for every deal. Actually I have also learn them many years ago from foreign language literature. This is universal language. These are mathematical equations and they are valid on the whole planet. For more of this I can't take any guarantee.What if I can't apply everything from the very beginning? Should I bring a financial calculator always with me to calculate the IRR for each and every deal?- What I am doing is to bring my smart phone with me, when I am going to an inspection of a new potential property. I calculate on the phone the ratios from the first group and it they make sense I continue to calculate the ratios of the other two groups. The ratios of the first group are ideal for a back-of-the-envelop calculation.Why this course is right for me?- Because you need to know which deal is good for you and which one is a "no go". The investors are doing this all the time. The are selecting, carefully choosing their next investment. Nobody is simply buying what is available on the market before making any analysis.Why I should trust you?- I am investing in residential real estate for more than 12 years. I have experienced personally the pain of doing a deal without knowing if it will fly or not. The pain to buy a deal that is not working for you is much bigger than the effort to learn how to differentiate and compare the deals. I had to learn this the hard way. Don't repeat my mistake!6. What are the best parameters of the financing and ratios that we should look for in a deal? - The answer of this question require more explanations, so I have tried to give a bit longer answer in my last bonus lecture. Please refer to is for more information. I wish you successful investing and don't forget that there is no risk enrolling in this course. You have a 30 days money back guaranty.See you inside the course!Svetoslav Deltchev