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所在平台: Udemy |
课程主页: https://www.udemy.com/course/how-to-save-thousands-of-dollars-buying-your-first-home/
课程评论:没有评论
课程名称:如何购买第一套房屋并节省数千美元! 课程概述:本课程将教您如何正确购买房屋,并在此过程中节省数千美元。通过逐步讲解房屋购买流程的每一个环节,您将全面了解如何思考购房、寻找最佳房源、以及我如何在一套价值198,000美元的房子上节省超过90,000美元。本课程对首次购房者至关重要! 课程结束后,您将充分准备好,了解整个购房流程,包括: - 如何根据收入和储蓄评估您真正能够承担的房屋价格 - 购买与租赁、购买与建造的优缺点 - 权衡财务、功能和个人偏好的平衡购房方法 - 综合评估影响您购房能力的五个关键因素 - 如何管理财务并理解您是否存够钱 - 从头到尾的完整购房流程 - 购房过程中需要谈判的关键术语 - 避免的陷阱 - 使用简单的估值技巧比较不同房屋 - 信用评分的重要性及其改善方法 - 可用的融资类型 - 贷款预批准和批准流程 - 您现在可以采取的具体行动步骤,为购房成功做好准备 - 我是如何找到我的交易的 - 我是如何在一套198,000美元的房子上节省超过90,000美元的,您也可以做到! 您还将获得一些资源,包括: - 我的实际房地产买卖协议 - 我的信用报告 - 我的卖方财产状况披露表 - 我的贷款预资格信 - 我的房屋检查报告 - 我的房屋评估报告 - 我的贷款结算披露 此外,我还将提供定制的清单和资源,让首次购房的过程更加顺利,包括: - 购房时间管理清单(帮助您跟踪完成的任务) - 财务清单(帮助您跟踪费用,避免惊喜) - 家庭收入报表(帮助您了解财务状况及可承受的房价) - 功能清单(确保您获得所需的房屋特点) - 偏好清单(帮助您跟踪您喜欢的房屋及其原因) - 贷款人比较表(帮助您跨多种贷款估算格式比较贷款人) 声明:为了确保透明度,请注意我不是持牌房地产专业人士,故不具备房地产代理、经纪人、产权代理、房地产律师等专业人员的技术经验与理解。本课程基于我自己购房的实际过程,以及大量研究和采访的结果。我相信作为新购房者,我的经验对您可能会有很大帮助,想与您保持诚实和透明。我确实在购房中节省了超过90,000美元,并且这一数字是基于我现有经济状况的计算。
** NEW CONTENT/RESOURCES ADDED as per Student Request **Learn how to buy a house right the first time and save thousands of dollars in the process. I will walk you through, step-by-step in full transparency on the full house buying purchase process from start to finish, how to think about buying a home, where to find the best deals and how I saved over $90,000 on a $198,000 house. This course is a MUST for First Time Home Buyers!By the end of the course you'll walk away well prepared knowing for the entire home buying process:How much of a home you can really afford (based on income and savings)Pros and Cons of Buying vs. Renting & Buying vs. BuildingA Balanced Approach to House Buying, taking into consideration Finances, Function & PreferencesA 5 Factor Analysis to Comprehensively Review the Factors that Impact Your Ability to Buy a HomeHow to Manage Your Finances and Understand if You're Saving EnoughThe Full House Purchase Process from Start to FinishThe Key Terms You Need to Negotiate in the Purchase ProcessPitfalls to AvoidHow to Compare Different Homes with Simple Valuation TechniquesWhy Your Credit Score Matters and How to Improve ItThe Types of Financing Available The Loan Pre-Approval & Approval ProcessConcrete Action Steps You Can Do NOW to prepare yourself for Success when Buying a Home How I Found My DealHow I Saved Over $90,000 on a $198,000 Home and How You Can Too!Here are a few of the resources I'll be sharing with you (with a video explanation & download for you to fill out):My Actual Real Estate Sale & Purchase AgreementMy Actual Credit ReportMy Actual Seller's Property Condition Disclosure FormMy Actual Loan Pre Qualification LetterMy Actual Home Inspection ReportMy Actual Home Appraisal Report My Actual Loan Closing Disclosure I'll also be giving you Custom Checklists & Resources that I made to make the First Time Home Buying Process Much Smoother:Home Buying Timeline Management Checklist (to help you keep track of what's done & what isn't)Financial Checklist (to help you keep track of the many costs, so there aren't any surprises)Family Income Statement (to help you know where you're at financially and what you can afford)Functional Checklist (to make sure you're getting all of the features you want & need in your home)Preferences Checklist (to help you keep track of which home you liked and why as you view many properties)Lender Comparison Sheet (to help you compare lenders apples to apples across multiple loan estimate formats)Disclosure:In the interest of full transparency, please note that I am not a licensed real estate professional, and do not have the same level of technical experience and understanding that a real estate agent, broker, title agent, real estate attorney or other such professional will have. This course is based on the actual process that I went through in buying my home, and the hours and hours of research, interviews and ground work that I did in order to get a great deal. I believe that as one new home buyer to another, that this course will be of great value to you, I just want to be transparent and up-front.I did save over $90,000 on my home purchase, which is over the course of the life of the loan. It is important to consider out of pocket expenses today, as well as into the future. I have not adjusted this number for "net present value" or inflation or any other financial techniques to increase it. I have simply added up the savings I will be enjoying today, and over the course of the loan and report them as is.