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所在平台: Udemy |
课程主页: https://www.udemy.com/course/how-to-get-the-lowest-interest-rate-on-a-mortgage/
课程评论：没有评论
本课程名为“如何获得最低的抵押贷款利率”，由行业资深人士 Joe Correa 教授。该课程旨在揭示获取最佳抵押贷款利率的内部秘诀，包括通过“买低利率”（buy down the interest rate）和利用贷款机构信用（lender credits）等方法。 课程将深入探讨影响抵押贷款利率的多种因素，而不仅仅是信用评分。这些因素包括： * 信用评分 * 购买的房屋类型 * 贷款金额（一个常被忽视的因素） * 房产所在的州和邮政编码 * 首付比例 * 贷款期限（如 30 年、20 年、15 年、10 年期抵押贷款） 课程将教授实用的内部策略，帮助学员节省开支： * **买低利率：** 学习如何通过支付一定的费用来降低利率，从而减少月供。 * **利用贷款机构信用（利率信用）：** 了解如何利用贷款机构提供的信用额度来减少过户现金。 * **利率锁定期限：** 掌握如何管理利率锁定，以确保获得最佳利率。 * **贷款机构支付的抵押贷款保险 vs. 借款人支付：** 探讨哪种方式更具优势。 课程特色包括： * 包含教师指导的文档示例，帮助学员熟悉利率区间。 * 提供 24 小时通过 Udemy 问答平台与讲师交流的机会。 * 享有课程的终身访问权限。 * 提供 30 天退款保证。 本课程适合计划购房者、投资者、从事抵押贷款行业（如贷款官、信贷员或承保人）的专业人士，以及希望学习创意方法来降低抵押贷款利率和月供的任何人。 讲师 Joe Correa 是 Finibi Mortgage 的创始人兼首席执行官，该公司是一家位于佛罗里达州奥兰多的抵押贷款经纪公司。 课程价格亲民，相当于几杯咖啡的费用，但其带来的长远收益将是数千美元。强烈建议立即报名学习，并在将来节省大量资金。
How to get the lowest interest rate on a mortgage: Discover insider secrets to get the best interest rate by buying down the interest rate, getting lender credits, & more!Getting a lower interest rate on their mortgage is more about what you know than who you know. Most people assume that having great credit scores is all you need but you would be surprised to know that there are other things that are just as important and that can save you thousands over the years.WHAT GOES INTO A MORTGAGE INTEREST RATE?Your credit scoresThe type of home you purchaseThe loan amount (this is one most people overlook!)The state and zipcode where the property is locatedThe down payment percentageThe loan term (30 yr, 20, yr, 15 yr, 10 yr mortgage)INSIDER STRATEGIES TO GETTING A LOWER INTEREST RATEMost people don't know you can buy down the interest rate save on your monthly paymentLender credits are really known as interest rate credits that can save you on your cash to close!Rate lock time periodsGetting lender paid mortgage insurance versus borrower paidThere are more strategies but these will taught in the course...This course includes: Instructor-led document examples so that you become familiar with what rate ranges look like24 hour access to your instructor via the Udemy Q & A messaging portal, lifetime access to this course, and a 30 day money back guarantee. If you are thinking of buy a home, become an investor, work in the mortgage industry as a loan officer or processor or underwriter, and want to learn creative ways to get a lower interest rate and lower mortgage payments, then this is the course you need to take and finish to the end.Click on the enroll button right now to get started. This course will save you thousands over the years.Taught by an industry veteran. Joe Correa is the Founder and CEO of Finibi Mortgage which is a mortgage brokerage business based out of Orlando, Florida.Don't wait to get this course for the price of a couple coffees. In the future, this will equate to thousands in profits for you.I'll see you inside the course!
