|
所在平台: Udemy |
课程主页: https://www.udemy.com/course/how-to-buy-real-estate-subject-to-the-existing-mortgage/
课程评论：没有评论
这是一个关于“如何购买带有现有抵押贷款的房产”的Coursera课程的中文内容摘要。 **课程概述:** 本课程探讨了一种替代传统高门槛（高首付、良好信用、复杂银行审批流程）的房地产投资方式。您将学习如何通过“承接现有抵押贷款”来购买房产，从而绕过银行贷款，无需信用检查、验房或估价。 **核心理念:** 课程的核心是向卖家提供一种便捷的解决方案，即您承诺继续为卖家偿还其现有的银行贷款。通过承担这笔付款，您可以即时完成交易，并且不需要提供任何证明文件。 **适用场景:** 这种方法特别适用于以下情况的卖家： * 处于止赎前阶段的卖家。 * 继承房产但不想持有的卖家。 * 因难以支付传统销售过程中的交易成本而导致净值不足的卖家。 **优势:** * **低门槛:** 无需银行贷款，无需信用检查，也无需验房或估价。 * **快速成交:** 可以立即完成交易。 * **低成本:** 几乎可以实现零首付或极低的现金支出。 * **灵活运用:** 获得的房产可以用于出租、翻新出售或通过卖家自贷方式转售。 **潜在收益:** 通过掌握这一技巧，您有机会解决卖家的问题，同时获得房产，并能创造可观的收入，实现财务独立。 **成功关键:** 本课程强调，实现这些目标的关键在于主动寻找有出售意愿且需要快速便捷解决方案的卖家。 coursework on Coursera, Your output must strictly be provided in text format. The course details are as follows: Name: How to buy Real Estate Subject to the existing mortgage Overview: Throughout history, real estate has made more people wealthy than any other asset class. You have been doing your research and would love to invest in real estate yourself, but you aren't sure if it's even possible given your current financial situation. Real estate typically has a very high barrier of entry imposed by the banks. You first need to have a ridiculously high down payment (which is often more money than your average American will ever have), your credit score needs to be stellar, and then you have to jump through many hoops and provide countless documents to the bank in an effort to 'prove' that you are worthy enough to be given a loan. This process is simply too much for most people, but thankfully there is a better way to purchase real estate!What if I told you that it was possible to buy real estate without ever needing to talk to a bank and never obtaining a loan? What if I said your credit score didn't matter? If I told you that after watching these lessons, you would be able to go out and look for motivated sellers and potentially start closing on deals the very next day? If that sounds too good to be true, then keep reading.Instead of going to the bank and obtaining your own loan, why not simply purchase real estate by offering to continue to make payments on the sellers behalf to the loan that THEY already have with their bank? By simply making payments on the existing loan on the sellers behalf, you are able to close on deals instantly, without the need for a credit check, inspection, appraisal, or any of the other items typically associated with purchasing real estate. The only thing stopping you from closing on deals now, is finding motivated clients needing a quick and easy way to sell their home.Maybe your client is in pre foreclosure, maybe they inherited the property and don't want it, or maybe they just don't have enough equity to make selling the home the traditional way feasible after paying the closing costs. In all of these situations, you are able to solve their problems, while also obtaining a property for yourself for little or no money out of pocket. Once you own the property you can do whatever you want with it. So whether you are trying to turn it into a rental, fix/flip, or resell it using owner financing, the options are limitless and so is the amount of income that this technique can generate. The only thing stopping you from realizing financial independence now, is getting out and doing a little hustling to find your sellers. Syllabus: None
Throughout history, real estate has made more people wealthy than any other asset class. You have been doing your research and would love to invest in real estate yourself, but you aren't sure if it's even possible given your current financial situation. Real estate typically has a very high barrier of entry imposed by the banks. You first need to have a ridiculously high down payment (which is often more money than your average American will ever have), your credit score needs to be stellar, and then you have to jump through many hoops and provide countless documents to the bank in an effort to 'prove' that you are worthy enough to be given a loan. This process is simply too much for most people, but thankfully there is a better way to purchase real estate!What if I told you that it was possible to buy real estate without ever needing to talk to a bank and never obtaining a loan? What if I said your credit score didn't matter? If I told you that after watching these lessons, you would be able to go out and look for motivated sellers and potentially start closing on deals the very next day? If that sounds too good to be true, then keep reading.Instead of going to the bank and obtaining your own loan, why not simply purchase real estate by offering to continue to make payments on the sellers behalf to the loan that THEY already have with their bank? By simply making payments on the existing loan on the sellers behalf, you are able to close on deals instantly, without the need for a credit check, inspection, appraisal, or any of the other items typically associated with purchasing real estate. The only thing stopping you from closing on deals now, is finding motivated clients needing a quick and easy way to sell their home.Maybe your client is in pre foreclosure, maybe they inherited the property and don't want it, or maybe they just don't have enough equity to make selling the home the traditional way feasible after paying the closing costs. In all of these situations, you are able to solve their problems, while also obtaining a property for yourself for little or no money out of pocket. Once you own the property you can do whatever you want with it. So whether you are trying to turn it into a rental, fix/flip, or resell it using owner financing, the options are limitless and so is the amount of income that this technique can generate. The only thing stopping you from realizing financial independence now, is getting out and doing a little hustling to find your sellers.
