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所在平台: Udemy |
课程主页: https://www.udemy.com/course/how-sustainability-is-changing-the-financial-sector/
课程评论：没有评论
**课程名称：可持续性如何改变金融业** **课程概述：** 鉴于气候问题的加剧以及某些金融活动对环境或人类福祉产生的负面影响日益显现，“可持续性”理念正获得越来越多的关注和重视。过去，投资和信贷决策是为了平衡风险与预期回报，而如今，“有目的的投资”这一新理念正在占据主导地位。这意味着投资和融资活动将倾向于对环境或社会产生积极影响的企业，同时也在评估撤出对环境恶化有贡献的企业。 这对银行及其他金融机构将产生深远影响，带来前所未有的变革，包括贷款组合/资产管理的发起、重新评估和/或终止。此外，还需考虑与碳排放权交易和碳市场发展相关的机遇。 气候变化风险对金融业而言是巨大的，且极为重要，甚至影响着银行决策的各个层面，从客户获取和关系管理，到高层管理，以及风险管理和合规。可持续性已成为银行战略规划和运营中不可或缺的组成部分。新的监管要求正在引入，新的治理模式以及信息披露和机构评级的方式也随之应用。 本课程将探讨以上所有内容，还将深入探讨金融机构为何需要停止为化石燃料提供资金的争议性话题。我们将讨论可持续性如何创造商业机会、新产品，并推动机构内新职业职能的发展。课程还将探讨银行如何转向更绿色的投资组合，分析客户如何受到碳（污染）价格上涨的影响，被评级机构进行可持续性参数评估的重要性，以及这一切对金融业声誉和未来的意义。
The Sustainability concept is receiving increasing attention and importance given the acceleration of climate issues and the perceived negative impact that some financing activities have on the environment or in human wellbeing.While in the past investment and credit decisions were made to balance risks with expected return, a new dimension is now taking priority, based on the notion of 'investing with a purpose'. This means investing and financing activities and businesses that have a positive impact in the environment or the society. At the same time, divesting from businesses that contribute to deterioration is under evaluation. This will have drastic consequences for Banks and other financial institutions, leading to unprecedented changes as loan portfolios/assets under management are originated, re-evaluated, and/or winded up. Other opportunities related to the trading of carbon offsets and development of carbon markets must be considered.Climate change risks are drastic to the Financial Sector and of extremely importance. They are crucial to the point of engaging the Banks' decision making at all levels, from client acquisition and relationship management, through Top Management - and of course Risk Management and Compliance. Sustainability is now an obligatory integral part of the Banks' strategic planning and operations. New regulatory aspects are being introduced and new Governance and ways of disclosing information and rating institutions are applied.In this course we will touch upon all the above and also on the controversial topic of why we need Financial Institutions to stop financing flows to fossil fuels. We discuss why Sustainability is as well creating business opportunities and new products and boosting new career functions within institutions. We touch upon the ways banks can navigate to more greener portfolios, analyse how clients may be affected by the increased price of carbon (pollution), the importance of being evaluated by rating agencies for Sustainability parameters, and what does this all mean for the Financial sector's reputation and future. Course picture copyright credit to Sandra Bulla.
