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所在平台: Udemy |
课程主页: https://www.udemy.com/course/good-loans-bad-loans-all-about-npa-management-with-quiz/
课程评论：没有评论
**课程名称：** 优质贷款与不良贷款——解析NPA/NPL管理 **课程概述：** 本课程旨在深入浅出地解析银行贷款管理中的核心概念，特别是关于不良贷款（NPA/NPL）的管理。银行以公众资金为营运基础，致力于维护贷款组合的健康。然而，贷款组合的监控是一项艰巨的任务，因为贷款的性质在“优质”与“不良”之间周期性波动。不良贷款即非生产性资产（NPA）或非生产性贷款（NPL），其管理是所有专业课程的必修内容。 本课程特别适合考取CAIIB、CA、CS、CMA、CFA、MBA等专业证书的学生、商科学生、备考公务员及其他竞争性考试的考生。课程以清晰简洁的方式解码复杂的NPA/NPL管理主题，强调核心概念，并通过案例研究和实际问题进行关联。无论您是初学者还是在职专业人士，本课程都能提供极大的帮助。 **课程特色：** * **专注于银行与金融概念：** 深入讲解银行运营和金融风险。 * **聚焦法律概念：** 阐述与不良贷款相关的法律规定。 * **案例研究导向：** 通过真实案例加强理解和应用。 * **清晰的术语解释：** 避免使用晦涩的专业术语和书本上的生硬语言。 * **适合不同水平的学习者：** 教学风格兼顾初学者至高级学习者。 * **精心设计的课程大纲：** 系统化学习路径。 * **自我测试测验：** 帮助巩固所学知识。 * **能力赋能：** 帮助学员消化知识并应用于实际情况。 **适合人群：** * 备考公务员考试的学生 * 备考各类竞争性考试的学生 * CA/CS/CMA/CFA/MBA及商科专业的学生 * 银行经理及信贷员 * 从事银行审计的专业人士（如审计主管、审计文员、同期审计员） **课程学习内容：** * 银行模型及银行风险 * IRAC 规范 * 信用监控 * 现金基础与权责发生制会计 * NPA中的收入确认与收入冲销 * 理解 CC 和 OD 贷款 * 如何识别 PA 和 NPA * 逾期和非正常（Out of Order）概念 * 农业贷款中的 NPA * 资产分类及账面债务报表解读 * 包括担保贷款在内的所有贷款的拨备规范 * 项目贷款中的 DCCO 及其拨备规范 * 贷款核销和豁免 * 理解 NPA的影响 * 理解 NPA的成因 * 理解银行的资本充足率（CRAR）及最低资本要求 **先决条件：** 无特殊先决条件。任何有兴趣学习该主题的人均可报名。只需要良好的互联网连接和电脑/手机/平板设备。 **支持：** 学习过程中如遇任何困难，可随时联系讲师获得指导和帮助。
Banks provide Loans for their sustenance from public money and make all-out efforts to keep the loans healthy. But monitoring the loan portfolio is an uphill task for any bank. The health of the loans keeps fluctuating from Good to Bad in a never-ending cycle. The bad loans are called Non-Performing Assets(NPA) or Non-Performing Loans(NPL). Therefore, the study of NPA or NPL Management is compulsory in all professional courses.Courses like CAIIB, CA, CS, CMA, CFA, and MBA courses have a fair degree of depth, depending on their orientation. Even commerce courses and those preparing for civil services and other competitive examinations are required to know the concepts to a large extent. The subject is vast and complex. To add to the woes of the student community, the Central Bank's circulars and Government notifications are worded in technical jargon, which makes understanding difficult.This course decodes the subject succinctly with a clear and concise explanation. Stress has been given to the core concepts before moving on to details. The Concepts have been correlated with appropriate case studies and practical problems. The course will immensely benefit the student community and working professionals alike. The course will also benefit any beginner who is not aware of the subject. It has been designed to suit students at the beginner to advance levels.How this course is different?Focus on banking and financial concepts.Focus on Legal Concepts.Focus on Case StudiesLucid explanation of technical words.Avoiding technical jargon and bookish language.The teaching style will suit the student community of all levels.Well-designed course curriculumQuizzes at the end to Self-Test your understanding.Empowers you to digest the subject and apply in real cases.For whom this Course is Meant?Students preparing for Civil Services ExaminationsStudents preparing for Competitive ExaminationsStudents of CA/CS/CMA/CFA/MBA & CommerceBank Managers & Credit OfficersProfessionals engaged in Banking audits like Audit Executives, Audit Clerks & Concurrent Auditors.What will you learn in this Course?Banking Model & Banking Risks.The IRAC Norms.Credit Monitoring.Cash Basis & Accrual Basis of Accounting.Income Recognition & Income Reversal in NPAs.Understanding CC & OD Loans.How to Identify PA & NPA?Overdue & Out of Order Concepts.NPA in Agriculture Loans.Asset Classification & Understanding Book Debt Statement.Provisioning Norms for all Loans including Guaranteed Loans.DCCO in Project Loans and its Provisioning Norms.Write Off & Waiver of Loans.Understanding the Impact of NPAs.Understanding the Causes of NPAs.Understanding CRAR & Minimum Capital Requirements in Banks.Are there any Pre-Requisites for taking this Course?As such, there is no Pre-Requisite. Anyone who is interested to learn the subject can enroll in this course. Only a good internet connection with a Laptop/PC/Mobile/Tablet will unravel the stored knowledge.Live SupportIn case of any difficulty, you can always contact me. I shall be at arm's length to handhold you in your journey.Just enroll in the course and start the journey with me.See you inside the course.
