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所在平台: Udemy |
课程主页: https://www.udemy.com/course/first-steps-to-financial-independence-design-your-life/
课程评论：没有评论
课程名称：个人财务：迈向财务独立的第一步 课程概述：本课程将围绕“为什么”展开讨论，探讨许多人为何生活在系统中，无法实现理想生活的原因。正如霍华德·瑟曼所说：“不要问世界需要什么，而要问让你活出激情的是什么，然后去做它。”实现个人财务独立是改变现状的一种方式。本课程提供了一系列简单、可行的日常步骤，帮助你走上财务独立的道路。 课程主要涵盖四个最大支出类别：1) 食物 2) 住房 3) 交通 4) 自我照顾，教你如何优化这些支出，以降低开支、增加收入并最大化储蓄。课程内容将展示如何在两年内节省超过60,000美元，参与者无需经历任何剥夺感。这些节省下来的资金可以进行投资，使你的财富为你工作，从而拥有更多时间和资源去追求自己激情所在。 目标人群：无论你是身陷信用卡债务、学生贷款，还是每月工资入不敷出，甚至虽有一定储蓄但想更快地掌握个人财务，这个课程都将对你有所帮助。课程讲师曾经历过从负债到实现财务独立的转变，分享了他在纽约市的亲身经验，过程中如何在保持健康生活的前提下，成功迈向财务独立。 课程内容包括： - 如何评估个人财务：当前净资产和储蓄率 - 计算实现财务独立所需的年数 - 如何自动化财务跟踪，随时了解财务状况 - 如何优化食物、住房、交通和自我照顾等主要支出类别 - 削减开支60%并将储蓄率提升至75%的策略 - 如何通过共享经济补充收入 - 无术语的投资方法，让你的余钱为你工作 - 建立财务独立基础的具体步骤 - 以及更多内容，课程包含50多节讲座。 通过本课程，你将获得必要的工具和知识，走出财务困境，迈向你想要的生活。
I believe the best place to start is with "Why". Why: Far too many people are stuck in the system, not living the life that they actually want to be living. "Don't ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive." - Howard Thurman How: One way is financial independence, via personal finance. This course is a breakdown of simple, actionable, day-to-day steps that you can take right away to get on the path to financial independence. We'll cover the biggest spending categories of 1) food 2) shelter 3) transportation 4) and self care, and how to optimize these to lower spending, increase income, and maximize savings. Savings that you can invest to make your money work for you, not the other way around! So that you have the time and resources to pursue what makes you come alive. This course breaks down, step-by-step, how to save over $60,000 in 2 years. I did this while living in one of the most expensive cities, while at the same job, and while maintaining a healthy lifestyle. No deprivation required. Who: Maybe you're broke, struggling with credit card debt, drowning in student loans, living paycheck-to-paycheck, unable to save much of anything. Or perhaps you have some savings but want to get in control of personal finances and save more faster in order to do your thing as soon as possible. Me: I've been through all these scenarios - from broke in NYC with nothing but a suitcase and lots of debt, to a cushy job where I made money and spent money, through a struggle of working for someone else's dream, to a realization that I have to create my own path. In 2 years I completely changed my life, doing something that I didn't think was possible. I saved over $60,000, bought and renovated a multi-unit property in Brooklyn, moved my mom up to NYC, started working for myself, and doing what I've always wanted to do (but didn't think was possible), all the while on the path to financial independence. ---------------------------- Some things you'll learn in the course: - How to assess your personal finances: your current net worth and savings rate - How to calculate # of years to financial independence - How to automate financial tracking, so you always know where you are and where you're going - How to optimize the biggest spending categories of 1) food 2) shelter 3) transportation 4) and self care - Every tip and trick I used to cut spending by 60% and push my savings rate over 75% - How to simultaneously supplement your income via the sharing economy - No jargon approach to invest your surplus wealth, and get your money to work for you - Concrete, step-by-step breakdown to a financial independence foundation - Plus so much more. There are over 50+ lectures included in this course.
