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所在平台: Udemy |
课程主页: https://www.udemy.com/course/fintech-corebanking-payments/
课程评论：没有评论
课程名称：银行、支付与卡操作基础知识详解 课程概述：你是否正在银行、金融科技或支付领域工作或转型？此课程将为你提供清晰且实用的理解，包括银行如何运作、资金如何在支付网络中流动以及卡系统如何在生命周期内管理。此课程专为商业分析师、软件测试人员、顾问和IT专业人士设计，结合了核心银行和金融科技的基础知识，并深入探讨了卡操作。从存款和贷款到SWIFT、RTGS和NEFT流程，再到卡的发行、账单、信用额度和逾期管理，你将获得能够自信参与金融服务项目的工作技能。 你将学习到： - 银行如何管理账户、存款、贷款发放和还款操作 - 资金如何在如SWIFT（MT103）、RTGS、SEPA和NEFT等系统中流动 - 中介银行、代理银行、清算和结算系统的关键角色 - 国内和跨境交易的功能流程 - KYC（了解你的客户）、AML（反洗钱）及合规责任的简要概述 - 信用卡生命周期的完整过程：发行、账单、还款分配和坏账损失 - 银行IT、测试和金融科技项目团队的实际用例 课程结构： 模块1：银行、支付与金融科技基础知识 - 核心银行概念和客户互动渠道 - 国内与跨境支付工作流程 - 支付网络及相关监管概念 - 数字银行中的API与金融科技平台整合 模块2：卡管理基础知识 - 卡的发行到关闭的完整生命周期 - 信用/现金限额和可用余额逻辑 - 账单周期、利息分配和还款层级 - 逾期跟踪（DPD）、催收和坏账损失 - 循环账务与交易账务行为，实际卡使用场景 我们超越理论，通过真实用例、流程图和实践示例帮助你连接银行与技术。无论你是在从事银行应用程序的工作、测试金融软件，还是咨询金融科技解决方案，此课程都将赋予你所需的专业知识。无论你是为金融服务行业角色做准备、作为测试人员或顾问支持银行系统，还是希望巩固你的基础知识，这门课程都将使你能够自信并清晰地理解现代银行的运作。 立即注册，建立坚实的银行操作、支付和卡系统基础！
Are you working in or transitioning into the banking, fintech, or payments domain? This course gives you a clear, practical understanding of how banks operate, how money moves across payment networks, and how card systems are managed throughout their lifecycle.Designed for business analysts, software testers, consultants, and IT professionals, this 2-in-1 course combines core banking and fintech fundamentals with a deep dive into card operations. From deposits and lending to SWIFT, RTGS and NEFT flows - and from card issuance to billing, credit limits and delinquency management - you'll gain job-ready skills to confidently contribute to BFSI projects.What You'll Learn:How banks manage accounts, deposits, loan disbursal, and repayment operationsHow payments move through systems like SWIFT (MT103), RTGS, SEPA and NEFTKey roles of intermediary banks, correspondent banks, clearing and settlement systemsFunctional flows in domestic and cross-border transactionsBrief overview of KYC, AML and compliance responsibilitiesComplete credit card lifecycle: issuance, billing, payment allocation, charge-offsReal-world use cases for banking IT, testing and fintech project teamsCourse Structure:Module 1: Banking, Payments & Fintech FundamentalsCore banking concepts and customer interaction channelsDomestic vs. cross-border payment workflowsPayment networks and essential regulatory conceptsAPIs and fintech platform integration in digital bankingModule 2: Card Management EssentialsFull lifecycle of card issuance to closureCredit/cash limits and available balance logicBilling cycles, interest allocation and payment hierarchyDelinquency tracking (DPD), collections and charge-offsRevolver vs. transactor behavior, practical card use scenariosWe go beyond theory-using real-world use cases, flowcharts and practical examples to help you connect banking and technology. Whether you're working on banking applications, testing financial software or consulting on fintech solutions, this course will give you the expertise you need.Whether you're preparing for a BFSI role, supporting banking systems as a tester or consultant, or looking to sharpen your fundamentals - this course gives you the confidence and clarity to understand how modern banking works.Enroll now to build a rock-solid foundation in banking operations, payments and card systems.
