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所在平台: Udemy |
课程主页: https://www.udemy.com/course/financial-tips-for-busy-people/
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课程名称：《个人理财101：从储蓄到投资的初学者指南》 课程概述：本课程将指导您从储蓄的基础开始，逐步迈向投资。课程涵盖了最重要的财务技巧和诀窍，专为忙碌的您设计，仅关注20%能带来80%结果的关键内容。课程内容包括： - 目标设定：什么是财富？您的目标是什么？ - 预算管理：如何详细列出主要支出和收入源？如何减少可变和固定开支，增加收入？ - 日常储蓄技巧：提供多种方法帮助您节省更多钱。 - 兼职赚钱的14种方法：在削减开支有限的情况下，重点放在增加收入上。 - 12种常见投资错误及如何避免。 - 多样化投资的重要性及如何实现：构建一个包含多个国家和地区的多样化投资组合，目标是15-20种不相关资产以实现平衡和高收益。 - 如何通过经纪人选择投资资产：了解经纪人界面、管理费用及关键绩效指标（KPI）。 - 股票选择的要素：市盈率（P/E）、资产回报率（ROA）、管理薪酬（MC）等指标。 - 复利的重要性：爱因斯坦曾说，复利是世界第八大奇迹。 - 机器人投资的缺陷：批评自动化平台如何损害您的投资回报。 - 基本面分析与技术分析的区别：从鸟瞰视角看哪种分析更适合您。 附加内容：为英国居民提供的5分钟奖金视频，介绍个人储蓄账户（ISA）类型及税务优化。 课程提供丰富的可下载资源，包括： - 初学者投资PDF演示文稿 - 投资十条戒律单页 - 管理费用计算器Excel模板 - 预算Excel模板 - 投资组合跟踪Excel模板 - 四篇文章：现金是垃圾、指数基金解释、黄金投资、小市值股票投资。 为何每个人都应立即开始投资？您需要采取大行动，减少最大开支，显著增加收入，把差额投入现金流资产。 课程讲师：Vini，33岁，拥有销售、财务和战略的丰富经验，在AIESEC、麦肯锡及国际糖果公司工作。Vini在经济学领域拥有硕士和学士学位，以及三级注册财务顾问资格。 如果不满意，Udemy提供30天退款政策，您可以在购买后30天内申请退款。 欢迎参加本课程，下载资源并深入学习！
I will take you from the beginning on how to start saving so that you can invest. This course will go through the main financial tips and tricks. It's a course that focuses on the most important aspects only. It is for busy people who just want the 80/20 of saving to investing 101.PS: 80/20 means the "20% of the actions that deliver 80% of the desired results".This course contains the following:- Outlining goals. What is itt like to be rich for you? What are your goals?- Budgeting and detailing main expenses and revenue streams. How can you reduce your variable and fixed expenses? And how can you make more money?- Ways to save more money daily.- 14 Ways to Make Money on the Side: There's only so much you can cut, so let's focus on how to earn more as well.- 12 Most Common Investing Mistakes and how to avoid them,- The importance of Diversification and How to diversify. You want to have a well-diversified portfolio with multiple index funds across different countries and continents. The goal should be 15-20 uncorrelated assets for a balanced and high-performing portfolio.- How to select an investment asset with your broker. Navigating broker screen, digging through admin fees and other Key Performance Indicators (KPIs) to look for in a fund- What to look for in stocks? Price-per-earnings ratio (P/E), Return on Assets (ROA), Management compensation (MC) and other metrics.- Compound interest and its importance. Albert Einstein reportedly said it. "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't pays it."- Why Robo-Investing isn't Working. Critics of Moneyfarm, Moneybox, Wealthify, Wealthfront, and other automated platforms. How their admin fees are killing your returns.- Fundamental vs Technical Analysis. What's the difference from a bird's eye view? Which analysis should you and I follow?BONUS: UK Individual Savings Account (ISA) Types: Help to Buy ISA, Stocks & Shares ISA, Lifetime ISA, Pension Schemes, and how to optimise your taxes in the UK. You may skip this 5-minute bonus video if you are not a UK resident.The resources to read and compile are the best part of this course. Downloadable files:- Investing for Beginner's pdf presentation- 10 Commandments of Investing One-pager for high-res printing- Admin Fee Calculator Excel template file- Budgeting template Excel template file.- My total portfolio tracking Excel template file.- 4 Essays on: a) Cash is Trash, b) Index fund explained, c) Investing in Gold, d) Investing in Small-Cap Stocks.Why everyone should start investing TODAY?You won't build wealth by: - Skipping a $10 / £5 coffee - Making your own dishwasher tablets - Clipping coupons - Ordering water at a restaurant You build wealth by taking massive action towards decreasing your biggest expenses, increasing your income substantially, and investing the difference in cash-flowing assets.Don't forget to download the resources to use and read them. They've been carefully produced for this course.How am I and why you should trust me with your time?I'm Vini. I'm 33 years old despite looking very young (my moisturizer is great!!:)I'm Brazilian, Italian, and British now. I've been living in the UK since 2014.Proudly, I built my 15-year career in Sales, Finance, and Strategy at AIESEC, McKinsey, and Mondelēz International (Cadbury) across Germany, Belgium, the US, and the UK.As a side hobby, I blog about Business and Investments on Medium (@vinistringhini), record my own podcast "Curious about Business" and have my own YouTube channel ("Curious about Business").From an educational perspective, I have the following education and certifications that enable me to offer this investment course:- Master's and Bachelor's in Economics, 2010 - 2014- Certified Financial Advisor, Level 3, 2021My Linkedin handle is: /vinistringhini/This course was recorded in 2020, but I update a few of the videos from time to time.What if you are not satisfied with this course?Udemy offers a full refund on courses that are not for you."Udemy offers a 30-day refund policy for individual course purchases, allowing you to request a refund within 30 days of purchase if you're not satisfied."
