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所在平台: Udemy |
课程主页: https://www.udemy.com/course/financial-literacy-personal-finance/
课程评论：没有评论
课程名称：金融101：金融素养（个人理财） 课程概述：本课程旨在帮助希望掌控自身财务的人们，提供一种学校中未教授的重要生活技能——个人财务管理。金钱本身没有力量，决定如何赚取、如何花费和如何投资的权力在于你。金钱的作用是服务于你的生活，它能为你提供食物、住所、医疗、乐趣和生活所需的物品。然而，我们需要控制自己的欲望，以便为退休等长期需求和意外支出（如应急储蓄）留存资金。 本课程将拓宽你的视野，帮助你发现更多的收入来源，并提供减少开支的技巧。课程中还包含大量有趣的视频，展示真实的财务顾问如何访问人们的家中，解决他们的财务问题，犹如进行一次财务家居改造。通过修复财务，改善关系，减轻心理压力。 学习内容包括： - 如何增加收入 - 明智消费，了解需求与欲望的区别 - 识别导致财务困难或消费过度的心理触发因素 - 制定适合自己生活方式的预算 - 学会为应急情况、新消费和退休储蓄 - 了解自己的信用评分 - 计算个人净资产 本课程为希望改善财务状况的人们提供了实用的指导和策略，适合任何希望提升个人财务管理能力的人士。
This course is for people who want to get their finances under control.This course is fundamental for an important life skill not taught in school. That is personal financial management. Money in itself has no power. You are the one who decides how you want to make it, how you want to spend it, and how you want to invest it. Money is there to serve you. It buys you what you need in life like food, shelter, healthcare, fun, and things you need for living. But we have to control our wants to keep money with us for long-term needs such as retirement and unexpected needs like saving for a rainy day.This course opens up your mind to more sources of income and gives you tips on how to reduce spending. It also contains a lot of fun videos to watcher where a real-life financial advisor go to people's homes to fix their financial problems. Much like a financial home makeover. By fixing finances, relationships are fixed and psychological stress goes away.- learn how to increase income- spend wisely. know your needs vs wants. - identify psychological triggers for not having more money and for overspending or underspending in some areas- budgets that is suitable for your lifestyle- learn to save for a rainy day, for new purchases and for retirement- figure out your credit score- calculate your net worth
