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所在平台: Udemy |
课程主页: https://www.udemy.com/course/finances-for-new-couples/
课程评论：没有评论
课程名称：新情侣的个人理财101：不想分开的理财策略 概述：研究表明，45%的离婚是由于财务问题造成的。即使是未婚情侣，也会受到金钱问题对关系的影响。大多数人在学校没有接受理财教育，也没有通过父母学习到如何管理金钱。然而，财务知识对每个人来说都是至关重要的，尤其是对新情侣来说。缺乏基本的财务知识和金钱观念的差异是导致情侣分开或离婚的主要因素之一。很多情侣在规划未来时，会详细讨论如何居住、婚礼和家庭成长的计划，却很少在同居之前讨论彼此的金钱观。 如果你对以下问题感到困惑，这门课程非常适合你： - 你是一个花钱的人还是一个储蓄的人？你的伴侣呢？ - 你们的工作能否保障你们的未来生活？如果不能，你们将如何实现？ - 你们的收入足够支持理想的生活方式吗？ - 你们是否有债务（信用卡、学生贷款、房贷、车贷、家庭和朋友之间的借款）？ - 你是否了解金钱的增长方式——包括你拥有的和你欠的？ 如果你想避免成为离婚统计中的一部分，可以考虑学习这门课程。课程涵盖了基础财务概念以及对你们关于金钱信仰的深入探讨。信念在金钱管理中起着重要作用。课程将揭示许多在成长过程中并不为人所知的“秘密”。每个主题都提供四种学习方式：视频、音频、PowerPoint和文本，便于你根据自己的学习习惯吸收内容。整个课程约需两个小时观看时间，另有额外时间用于完成旨在促进你和伴侣间交流的工作表。 时间对我们每个人都很宝贵，因此课程中没有作业或测验。这些都是实用的生活策略，你可以根据需要学习并付诸实践。建议你完成工作表，并反复复习材料，直到掌握并实施所学内容。作为一名前高中数学老师，我直到即将退休时才发现这些知识。而我也并没有在学校或家庭中学到这些基础知识，因此我非常热衷于分享从优秀思维中学到的经验。我会在每周至少两次的时间内回答你的问题。祝你在新关系中愉快、顺利！
Research shows that 45% of divorces are because of money issues. Even couples who aren't married can be affected by the powerful effect money problems can have on a relationship. Most people were not taught financial literacy in school. Many did not learn how money works from their parents who may not have learned it from theirs. And yet, this is a topic that affects every single one of us as we have to navigate through a world that's structured around money. Financial literacy is extremely important if you're a new couple - or about to become one. Lack of basic financial knowledge and differences in money beliefs has been noted as one of the top factors in why couples separate or divorce. Couples spend time and money planning where they'll live, what a wedding would be like, and how they'd like to grow a family. But they seldom take the time before moving in together to see if they have the same outlook about money. How about you? ·Are you a spender or a saver? How about your partner? ·Do your jobs have a way of providing for your future? If not, how will you do it? ·Do you make enough money to support the life style you want? ·Do either of you have debt - credit card, student loans, home, car, money owed to family and friends? ·Do you know how money really grows - in what you own and what you owe? If you're not sure about the answers to these questions, this course is for you. If you want to avoid being a divorce statistic, you might want to check out these lessons - basic financial concepts and an examination about what you both believe about money. Your beliefs matter more than you might suspect. Ever wonder why most big lottery winners go bankrupt within 7 years? Because their beliefs about money weren't in alignment with the money they had. I've called the various subjects ‘Secrets' because they have not been common knowledge to most of us growing up. Each section/Secret is presented in four formats so that you can learn and absorb the content in the way you learn best. ·Video ·Audio ·PowerPoint ·Text The course will take you about two hours of screen time. You will need more time to do the worksheets which are designed to help you and your partner communicate about your beliefs and the specifics of your finances. Time is precious for all of us so I did not include homework or quizzes of any kind. These are practical life strategies that you will want to learn and put into practice as you see fit. I do recommend completing the worksheets and reviewing the materials repeatedly until you have mastered and implemented the lessons. I'm a former high school math teacher who never learned what is contained in this course until I discovered it for myself as a soon to retire adult. Because I was never taught the basics in school or at home (or taught it to my students), I've been passionate about sharing what I've learned from some of the best minds any chance I get. I will be available at least twice a week (probably more) to answer questions you might have as you take the course. Enjoy and congratulations on your new relationship!
