Finance for Humans: A Personal Finance Crash Course

所在平台: Udemy

课程主页: https://www.udemy.com/course/financeforhumans/

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课程名称:Finance for Humans: A Personal Finance Crash Course(人类财务:个人理财速成课程) 课程概述: 《人类财务》是一门全面的个人财务素养课程,旨在引导您实现财务自主。该课程将复杂的财务概念简化为易于理解的课程,帮助您掌握个人财务的核心领域。无论您是刚开始考虑理财,还是希望完善您的财务技能,我们的逐步框架将为您提供达到财务目标所需的知识和工具,同时帮助您更轻松地记忆这些内容。 您将学到的内容包括: 1. 财务理解:清楚了解影响您当前财务状况的各个因素。 2. 收入管理:学习各种收入来源,包括就业、自雇、投资等,了解您的可支配收入及如何最大化收入。 3. 支出跟踪:识别和管理您的支出,区分固定支出和可变支出,确保不超出收入。 4. 债务管理:了解不同类型的债务及其影响,并有效管理它们。 5. 投资:探索多种投资选择,包括股票、债券、共同基金、ETF、房地产等,学习流动性及如何根据情况构建多样化投资组合。 6. 保险:了解不同类型的保险(如人寿、残疾、房屋、汽车等),选择适合您需求的覆盖范围。 7. 税务:如何利用退休账户及其他策略最大化扣除/信用额度,以降低税单。 8. 预算编制:掌握预算艺术,使用资产阶梯框架帮助您逐步实现财务目标。 9. 应急基金:建立和管理应急基金,以保护自己免受意外财务挫折。 10. 房地产:了解房地产投资基础,包括购买第一套房、理解抵押贷款及探索租赁物业。 课程特点: - 价格合理:课程费用为 $39.95,确保高质量的财务教育人人可负担。 - 内容易懂:复杂的财经概念通过易于理解的课程、真实案例和实用应用进行讲解。 - 互动课程:参与互动视频和练习以加强学习并保持动力。 - 专家讲师:由一位具有真实世界经验、通过8个认证考试并热爱教学的专业人士授课。 适合报名的人群: - 希望提高财务素养并做出更聪明财务决策的个人。 - 准备实现财务独立的年轻人。 - 希望实现财务稳定和财富积累的人。 - 对如何长期积累财富感到困惑的人。 - 希望轻松、快速、引人入胜地教育孩子理财的父母。 - 希望将此课程作为员工福利以帮助员工财富增长的企业主/特许经营者/组织。 - 希望让学生在财务上更有准备的教师/管理人员。 - 不喜欢预算和理财规划,想要简化且有效方法的人。 - 希望以更便宜、更快速且更实用的方式获取大学一个学期的个人财务知识的人。 通过本课程,您将建立坚实的个人财务基础,并有信心掌控自己的财务。掌握财务知识后,生活将变得更加轻松。

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Finance for Humans is a comprehensive personal financial literacy course designed to guide you on your way to financial empowerment. This course breaks down complex financial concepts into easy-to-understand lessons, helping you master the essential areas of personal finance. Whether you're just starting to think about your money, or looking to refine your financial skills, our step-by-step framework will provide you with the knowledge and tools to achieve your financial goals and an easier way to remember it.What You'll Learn:Understanding Finances: Gain a clear understanding of all the factors impacting your current financial situation.Income Management: Learn about different income sources, including employment, self-employment, investments, and more. Understand your take-home pay and how to maximize it.Expense Tracking: Identify and manage your expenses, distinguishing between fixed and variable costs to ensure they do not exceed your income.Debt Management: Understand different types of debt, their implications, and how to manage them effectively.Investing: Explore various investment options, including stocks, bonds, mutual funds, ETFs, real estate, and more. Learn about liquidity and how to build a diversified investment portfolio depending on your situation.Insurance: Learn about different types of insurance (life, disability, home, auto, etc.) and how to choose the right coverage for your needs.Taxes: How to use retirement accounts and other strategies to maximize deductions/credits and keep your tax bill as low as it can be.Budgeting: Master the art of budgeting with the Asset Staircase Framework, designed to help you achieve your financial goals step by step using simple goals to track progress.Emergency Funds: Build and manage an emergency fund to protect yourself from unexpected financial setbacks.Real Estate: Learn the basics of real estate investing, including buying your first home, understanding mortgages, and exploring rental properties.Course Features:Affordable Pricing: Quality financial education shouldn't break the bank. At $39.95, our course is priced to be accessible to everyone.Understandable Content: Complex financial concepts are broken down into easy-to-understand lessons, with real-life examples and practical applications.Interactive Lessons: Engaging videos and exercises to reinforce your learning and keep you motivated.Expert Instructor: Learn from a professional who brings real-world experience, 8 certification exams passed, and a passion for teaching.NO FLUFF!Who Should Enroll:Individuals seeking to improve their financial literacy and make smarter financial decisions.Young adults preparing for financial independence.Anyone looking to achieve financial stability and build wealth.People confused about how to build wealth over time, either because of an overwhelming amount of opinions or jargon.Parents who want to educate their kids on money - easily, quickly, and with engaging content.Business Owners/Franchisees/Organizations who want to offer this to employees as a fringe benefit to help employees grow their wealth while working for their business.Teachers/Administrators who want their students to be more prepared financially.People who hate budgeting and money planning and want a simplistic and effective way to do it.People who have friends or family who struggle with want to give or show them a down-to-earth, self-study style of learning.People who want a cheaper, faster, and more practical way to get a college semester's worth of personal finance knowledge.By the end of this course, you'll have a solid foundation in personal finance and the confidence to take control of your finances. Life gets easier when you are confident and knowledgeable with your money.

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