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所在平台: Udemy |
课程主页: https://www.udemy.com/course/finance-for-dummy/
课程评论：没有评论
**课程名称：** Finance for Dummy: Understanding Finance & the Markets **课程概述：** 本课程专为没有或只有少量金融知识，希望建立对金融市场、机构和产品运作的扎实基础理解的任何人设计。尤其适合金融领域刚起步的学生或专业人士，他们需要对整个金融体系进行全面概述。此外，它也适合任何希望在日常生活中做出更明智的财务决策并理解财经新闻的人。课程无需复杂的数学知识或先验经验，只需学习的兴趣！ **您将学到：** * **您的日常金钱 (商业银行)：** 探索您日常使用的银行是如何运作的。您的存款会去哪里？它们如何发放贷款，在经济中扮演什么角色？我们将揭示银行如何盈利以及为何受到严格监管。 * **借贷 (回购协议和标准产品)：** 曾好奇大型机构如何借贷巨额资金吗？我们将探讨“回购协议”（Repo）——本质上是抵押贷款——以及贷款、远期合约、期货、股票和债券等其他标准金融产品。您将了解它们的含义、用途以及涉及的基本风险。 * **投资与风险 (对冲基金与风险评估)：** 深入了解储蓄账户之外的投资世界。我们将介绍“对冲基金”——它们如何管理资金以及多样化的投资策略。至关重要的是，您将学习风险评估，包括“风险价值”（VaR）和压力测试等概念，以了解金融风险如何被衡量和管理。 * **保护您的未来 (保险公司)：** 探索保险公司在为个人和企业承担风险方面的作用。我们将了解它们如何运作，重点关注人寿保险，以及它们如何在“偿付能力II”（Solvency II）等框架下管理庞大的投资组合。 * **全球货币流动 (外汇与交易所)：** 理解世界上最大的市场——外汇（FX）市场，在这里进行货币交易。我们还将介绍股票和债券等“证券”的买卖场所——交易所，以及清算所在确保市场安全方面的重要作用。 * **历史的教训 (2008年金融危机)：** 我们将回顾一个重大的历史事件——2008年金融危机，以理解复杂的金融产品和监管的缺失如何导致全球性的崩溃，以及随之而来的旨在防止未来危机的重大监管改革。
Finance for Dummy: Understanding Finance & the MarketsWho is this course for?This course is perfect for anyone with little to no prior finance knowledge who wants to build a strong foundational understanding of how financial markets, institutions, and products work. It's especially ideal for students or professionals just starting their careers in finance who need a comprehensive overview of the system, and for anyone curious to make smarter financial decisions in their daily life and grasp the headlines of the financial world. No complex math or prior experience required - just a curiosity to learn!What You'll Learn:Your Everyday Money (Commercial Banks): Discover how the banks you use daily operate. What happens to your deposits? How do they issue loans, and what's their role in the economy? We'll uncover the basics of how banks make money and why they're so heavily regulated.Borrowing & Lending (Repos & Standard Products): Ever wondered how big institutions lend and borrow vast sums of money? We'll explore "Repos" - essentially collateralized loans - and other standard financial products like Loans, Forwards, Futures, Shares, and Bonds. You'll understand what they are, why they're used, and the basic risks involved.Investing & Risk (Hedge Funds & Risk Assessment): Dive into the world of investing beyond your savings account. We'll introduce "Hedge Funds" - how they manage money and their diverse strategies. Crucially, you'll learn about Risk Assessment, including concepts like Value at Risk (VaR) and Stress Tests, to understand how financial risks are measured and managed.Protecting Your Future (Insurance Companies): Explore the role of Insurance Companies in covering risks for individuals and businesses. We'll look at how they work, focusing on Life Insurance, and how they manage their vast portfolios under frameworks like Solvency II.Global Money Flow (Forex & Exchanges): Understand the biggest market in the world - the Forex (FX) Market, where currencies are traded. We'll also cover Exchanges, where "securities" like stocks and bonds are bought and sold, and the crucial role of Clearing Houses in ensuring market safety.Lessons from History (The 2008 Crisis): We'll take a look at a major historical event, the 2008 Financial Crisis, to understand how complex financial products and a lack of regulation led to a global meltdown, and the significant regulatory reforms that followed to prevent future crises.
