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所在平台: Udemy |
课程主页: https://www.udemy.com/course/finance-101-personal-finance-and-financial-literacy/
课程评论：没有评论
课程名称：金融101 - 个人财务与金融素养 课程概述：本课程旨在帮助希望管理自己财务的人士，强调个人财务管理这一在学校中未教授的重要生活技能。课程指出，金钱本身并无力量，真正的力量来自于个人如何赚取、支出和投资金钱。金钱应服务于我们，帮助我们满足生活中的基本需求，如食物、住所、医疗、娱乐等，同时，我们需要控制自己的需求，以便为长期需求（如退休）和意外支出（如应急储蓄）留出资金。 本课程将拓宽您的收入来源，并提供减少开支的实用建议。你将观看大量有趣的视频，真实的财务顾问会走进人们的家中，帮助他们解决财务问题，这就像一次财务的“家庭改造”。通过改善财务状况，您可以改善人际关系，减轻心理压力。 主要学习内容包括： - 如何增加收入 - 明智消费，理解需求与想要的区别 - 识别导致缺钱和过度或不足消费的心理触发因素 - 适合您生活方式的预算制定 - 储蓄以应对突发情况、购买新物品及退休 - 理解信用评分 - 计算个人净资产 本课程旨在使学员具备有效管理个人财务的能力，教您如何在日常生活中做出明智的财务决策。
This course is for people who want to get their finances under control.This course is fundamental for an important life skill not taught in school. That is personal financial management. Money in itself has no power. You are the one who decides how you want to make it, how you want to spend it, and how you want to invest it. Money is there to serve you. It buys you what you need in life like food, shelter, healthcare, fun, and things you need for living. But we have to control our wants to keep money with us for long-term needs such as retirement and unexpected needs like saving for a rainy day.This course opens up your mind to more sources of income and gives you tips on how to reduce spending. It also contains a lot of fun videos to watcher where a real-life financial advisor go to people's homes to fix their financial problems. Much like a financial home makeover. By fixing finances, relationships are fixed and psychological stress goes away.- learn how to increase income- spend wisely. know your needs vs wants. - identify psychological triggers for not having more money and for overspending or underspending in some areas- budgets that is suitable for your lifestyle- learn to save for a rainy day, for new purchases and for retirement- figure out your credit score- calculate your net worth
