EMV Transaction Processing for beginners

所在平台: Udemy

课程主页: https://www.udemy.com/course/emv-transaction-processing-for-beginners-and-professionals/

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课程简介

课程名称:初学者的EMV交易处理 课程概述:我们大多数人都在某种程度上接触过EMV技术,但很少有人考虑当芯片卡插入销售终端时发生了什么。在EMV交易中,学习过程通常始于信用卡上的磁条数据。通过将加密的敏感数据、证书和静态数据等额外信息写入芯片,创建出能够在EMV兼容终端上进行交易的个性化EMV芯片卡。本课程提供了一堂简短的非技术性介绍讲座,作为理解EMV的基础。讲座将涵盖组成芯片和密码交易的七个步骤:选择应用程序、启动应用程序、读取应用程序数据、风险管理、终端行为分析、卡片行为分析和完成交易。每个步骤都以不需要技术背景的格式进行解释。因此,本课程适合金融行业人士或对EMV芯片卡在销售终端插入时发生的过程感兴趣的人们。此外,课程还提供了一个关于磁条标准的参考部分,以便需要时查询,本课程没有先修课程要求。

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课程详情

Most of us have encountered EMV one way or another, but a few have ever given thought about what happens when a chip card is inserted into a point-of-sale terminal. In EMV, the learning process usually starts from the magnetic stripe data on a credit card. This and the insertion of additional information like encrypted sensitive data, certificates, and static data into the chip, an EMV personalized chip card is created that can execute an EMV transaction on an EMV capable terminal. With this in mind, this short non-technical introduction lecture is put together as a starting base for EMV. This lecture will cover the seven steps that make up a chip and pin transaction. The steps are Select Application, Initiate Application, Read Application Data, Risk Management, Terminal Action Analysis, Card Action Analysis, and Complete Transaction. Each of the steps is explained in a format that requires no technical background. Therefore, this first session in EMV is for people who are in the financial industry or have a general interest in what happens when an EMV chip card is inserted into a point-of-sale terminal. This lecture also provides a section on magnetic stripe standards that can be used as a quick reference guide if needed, and there are no prerequisites required to take this course.

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