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所在平台: Udemy |
课程主页: https://www.udemy.com/course/digital-payments-evolution/
课程评论:没有评论
课程名称:数字支付的发展 课程概述:本课程探讨了当前数字支付的格局,深入分析了在这个行业中三大主要竞争者——西方、中国以及印度/巴西——各自独特的支付模型。我们将研究多样的参与者,包括传统银行和新兴非银行实体,以及不断扩展的支付方式、接口和系统。此外,我们还将考察开放银行的影响、监管框架,并提供对这三种模型下数字支付未来发展的深入见解。本课程的主要目标是提供对当前和未来支付基础设施的全面理解,强调支付行业的未来走向。 支付领域经历了因技术进步、创新以及新市场参与者的出现而引发的深刻和持久的变革。这一转型正在快速加速,昨日的突破在前所未有的速度下显得过时。传统银行、非银行实体和大型科技公司正在激烈竞争,以在这个与所有支付活动密切相关的关键领域中确立主导地位。此外,监管机构也成为积极参与者,进一步增强了环境的动态性。 在本课程中,我们将探讨数字金融和新兴市场中的支付各个方面。主题包括金融科技与技术金融的区别、加密货币、数字货币、国际金融以及对数字支付未来的投机性洞察。
In this course, we explore the current landscape of digital payments, delving into the complexities of an industry divided among three major competitors, each with its own distinctive payments model: the West, China, and India/Brazil. We analyze the diverse participants, including traditional banks and emerging non-bank entities, alongside the ever-expanding spectrum of payment methods, interfaces, and systems.Additionally, we examine the impact of open banking, regulatory frameworks, and provide insights into the future trajectory of digital payments within the context of these three models.The primary aim of this course is to provide a comprehensive understanding of both current and evolving payment infrastructures, highlighting the future direction of the payments industry.The payments landscape has undergone profound and lasting transformations driven by technological advancements, innovations, and the emergence of new market entrants. This transformation is accelerating rapidly, making yesterday's breakthroughs obsolete at an unprecedented pace.Traditional banks, non-bank entities, and major technology companies are engaged in fierce competition to establish dominance in this pivotal sector, which is central to all payment-related activities. Moreover, regulatory bodies have become active participants, adding to the dynamic nature of the environment.Throughout this course, we will explore various aspects of payments within the realms of digital finance and emerging markets. Topics include the distinction between fintech and techfin, cryptocurrencies, digital currencies, international finance, and speculative insights into the future of digital payments.