Debt Collections - The Process INCL THE NEW REG F

所在平台: Udemy

课程主页: https://www.udemy.com/course/debt-collectors-lies-damn-lies-and-deceit/

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课程简介

本课程名为“债务催收——流程及新规F”,旨在全面介绍债务催收行业从业者应如何行事以及必须遵守的法律法规。 课程内容涵盖了以下几个关键方面: * **新规F解析:** 重点解读了最新的《监管条例F》,该条例详细规定了债务催收公司在电话催收、电话频率、社交媒体、短信以及电子邮件等方面的行为规范。 * **催收实践:** 解释了“催收信函”的概念,债务催收方需要多长时间来证明债务的有效性,以及债务催收方何时可以将催收记录上报至个人信用报告的新规定。 * **法律框架与实际应用:** 详细剖析了《公平债务催收作业法》(FDCPA),并结合实际案例,通过真实的债务催收员对话,帮助学员理解法律条文在实践中的应用。 * **消费者权利:** 回答了消费者关心的核心问题,例如如何阻止催收电话,是否必须与催收员沟通,以及究竟需要回答哪些问题。 * **应对策略:** 针对当前和未来可能出现的债务催收浪潮(尤其是在疫情影响逐渐消退、被搁置的债务将陆续到期的情况下),指导消费者如何有效应对来自电话、短信、邮件以及社交媒体的催收行为。 本课程强调提供当前、准确的法律信息,特别是更新至《监管条例F》的内容,以确保学员能够充分了解并维护自己的合法权益。

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This course is about Debt Collectors - How they are to act and what laws they must follow. NOW INCLUDING THE NEW REGULATION F governing Phone calls, how often Debt Collectors can call, social media, texting, emailing. What is a Dun Letter? How long do debt collectors have to prove the debt? New rules on when a debt collector can put this collection on your credit report. A breakdown of the FDCPA and real conversations I have had with Debt Collectors. Can you stop the phone calls? Must you talk with them? What questions must you answer - all addressed here.Debt collection is at an all-time high and with Covid now being in our rearview mirror and the rules and regulations will be put back in place, the debt that was put on hold will now become due. How do you handle the phone calls and the tax and the emails and the social media contact? Find out in this very short course about the rules of the past in the current rules that we just recently updated by regulation F, out in the consumer financial protection Bureau. Rarely will you see the current, correct information in a course. Stand up and learn your rights!

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