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所在平台: Udemy |
课程主页: https://www.udemy.com/course/customer-due-diligence-and-know-your-customer-fundamentals/
课程评论：没有评论
**课程名称：** 客户尽职调查 (CDD) 和认识你的客户 (KYC) 基础 **课程概述：** 本 Coursera 课程提供从基础到高级的客户尽职调查 (CDD) 和认识你的客户 (KYC) 措施与实践的全面讲解。课程涵盖 CDD/KYC 的核心概念，包括健全的 CDD/KYC 措施的类型、尽职调查的各种方式、客户的分类、最终受益所有人 (UBOs)、人工和数字 KYC 流程、KYC 信息要求、负面媒体、FATF（反洗钱金融行动特别工作组）相关建议（CDD、电汇、政治公众人物 PEPs）、高风险账户的 CDD/KYC、禁止和指定人员、制裁、CDD/KYC 治理模式、董事会与管理层合规委员会模式及其角色、合规职能及其在 AML/CDD/KYC 中的作用等。此外，课程还包含实用的案例场景以及各种 CDD/KYC 和反洗钱 (ML) 示例。 **主要学习内容：** * 客户尽职调查 (CDD) 及其目的和要求 * 加强尽职调查 (EDD) 措施 * 客户尽职调查的类型：简化、标准和加强型尽职调查 * 客户尽职调查：风险识别、风险陈述和控制映射 * 高风险客户和账户 * 政治公众人物 (PEPs) * 非政府组织 (NGO)、非营利组织 (NPO) 和慈善账户的 CDD/KYC * 认识你的客户 (KYC) 及其目的和能力 * 电子 KYC (e-KYC) 及其目的和能力 * e-KYC 欺诈及金融机构 (FIs) 的防范措施 * 永久 KYC (p-KYC) * 负面媒体：用途、来源及其在 CDD/KYC 合规中的重要性 * 筛查类型及示例：PEP、制裁和负面媒体 * 洗钱 (ML)：目的和目标 * 洗钱活动示例（包括非法商业案例和连锁餐厅业务） * 暴露于金融犯罪风险（包括洗钱风险）的机构 * 反洗钱 (AML) 合规：重要的 AML 合规资源、监管要求和风险提取 * AML 合规资源的目的 * 知识测试：合规资源 * FATF 关于客户尽职调查（概述）的建议 * FATF 关于何时执行客户尽职调查（概述）的建议 * FATF 关于电汇（概述）的要求 * FATF 关于政治公众人物 (PEPs)（概述）的建议 * PEP 账户开立案例示例 * 金融机构 (FIs) 的定向金融制裁要求（禁止人员 PPs 和指定人员 DPs） * 机构中的 KYC 治理模式和层级 * CDD/KYC 合规的关键利益相关者角色：董事会、合规管理委员会和职能部门 * 合规职能的角色 * 合规职能的协调与报告 * CDD/KYC 实践案例场景 * 场景 1：高风险客户 PEP 调查案例 - CDD/KYC 和 EDD 措施 * 场景 2：虚假账户的发现、合规调查和行动步骤 **主要课程收益：** * 获得 CDD/KYC 的全面知识 * 通过实际示例和场景理解 CDD/KYC 各个方面 * 为 AML/KYC 合规、风险管理和审计相关的面试做好准备 * 获得课程完成证书 **适合人群：** 本课程适合合规领域的专业人士，包括首席合规官 (CCOs)、AML 分析师、反洗钱报告官员 (MLRO)、副反洗钱报告官员、合规风险经理、AML 合规风险评估专业人士、合规顾问、分行经理、运营经理、客户入职服务官和经理、在金融机构工作的业务主管、内部审计师，以及合规专业的学生（如 CAMS）。
This "Customer Due Diligence (CDD) and Know Your Customer (KYC)" course is a comprehensive course, that will take you from the basic to the advanced level understanding of CDD, EDD, and KYC measures and practices, being implemented in institutions. This course covers essentials of CDD/KYC, including concepts of robust CDD/KYC measures, types of due diligence measures, types of screenings, types of customers, ultimate beneficial owners (UBOs), manual and digital KYC processes, KYC information requirements, negative media, FATF Recommendations (CDD, Wire Transfers, PEPs), High-Risk Accounts and CDD/KYC, Proscribed Persons and Designated Persons, Sanctions, CDD/KYC Governance Model, Board and Management Compliance Committees Models, Committees Roles, Compliance Function and Its Roles related to AML/CDD/KYC, etc.Practical Case Scenarios are also covered in this course in addition to various CDD/KYC and ML examples. Topics Covered in the Course:Customer Due Diligence (CDD), Its Purpose and RequirementsEnhanced Due Diligence (EDD) MeasuresTypes of Customer Due Diligence - Simplified, Standard, and Enhanced Due DiligencesCustomer Due Diligence - Risk Identification, Risk Statement and Control Mapping High-Risk Customers and AccountsPolitically Exposed Persons (PEPs)NGO, NPO and Charity Accounts (CDD/KYC)Know Your Customer (KYC), Its Purpose and CapabilitiesElectronic Know Your Customer (e-KYC), Purpose and its Capabilitiese-KYC Frauds and Prevention Measures for FIsPerpetual Know Your Customer -p-KYCAdverse Media, Uses, Sources and Its Importance in CDD/KYC ComplianceTypes of Screenings and Examples - PEP, Sanction, and Negative MediaMoney Laundering, Its Purpose and AimsExample of Money Laundering Activity Example of Money Laundering Activities (Illegal Business Cases)Example of Money Laundering Activity - Restaurant Chain BusinessInstitutions Exposed to Financial Crime Risks including Money Laundering RisksAnti-Money Laundering (AML) Important AML Compliance Sources for Regulatory Requirements and Risks ExtractionPurpose of AML Compliance SourcesKnowledge Test - Compliance SourcesFATF Recommendations on Customer Due Diligence (Overview)FATF Recommendations - When to Perform Customer Due Diligence (Overview)FATF Recommendation - Wire Transfers - Requirements (Overview) FATF Recommendations on Politically Exposed Persons (PEPs) (Overview)Example of PEP Account Opening Case Targeted Financial Sanction Requirements for FIs (PPs and DPs)KYC Governance Model and Hierarchy in an InstitutionRoles of Key Stakeholders in CDD/KYC Compliance - Board, Compliance Management Committee, and FunctionsRoles of Compliance FunctionCoordination and Reporting by Compliance FunctionCDD/KYC Practical Case ScenariosDifferent Practical AML/KYC Scenarios:Scenario 1: High-Risk Customer PEP Investigation Case - CDD/KYC and EDD Measures Scenario 2: Discovery of Fake Accounts, Compliance Investigations, and Action Steps What are the Key benefits of Attending This Course:CDD/KYC comprehensive knowledgeUnderstanding CDD/KYC aspects through practical examples and scenariosAbility to appear in an interview for AML/KYC Compliance, Risk Management, and Audit JobsCourse Completion CertificateWho Should Attend This Course?:This course is suitable for Compliance Professionals, including Chief Compliance Officers (CCOs), AML Analysts, Money Laundering Reporting Officers (MLRO), Deputy Money Laundering Reporting Officers, Compliance Risk Managers, AML Compliance Risk Assessment Professionals, Compliance Consultants, Branch Managers, Operation Managers, Customer Onboarding Officer and Managers, Business Heads working in FIs, Internal Auditors, and students of Compliance such as CAMS.
