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所在平台: Udemy |
课程主页: https://www.udemy.com/course/credit-risk-analysis-real-estate-sector/
课程评论：没有评论
课程名称：信用风险分析 - 房地产行业 课程概述：本课程旨在帮助学员理解各个行业（如房地产、制造业、建筑等）的信用分析过程，并学习信用报告写作技巧。学员将获得信用分析模型的访问权限。课程内容涵盖对公司的信用worthiness进行评估，帮助学员利用电子表格预测公司的未来财务状况，确定未偿债务情况及风险因素，并根据各类财务和非财务指标为公司评分。 通过详尽的教程，学员将掌握以下内容：基础分析，包括行业概述和历史分析；理解信用研究中所有重要术语和概念。课程结束时，学员将能熟练进行信用研究分析，并使用不同的比率为公司提供信用评级。 当个人或公司需要资金时，会向贷方寻求帮助，而贷方的工作就是评估借款的安全性，即借款人是否能够偿还贷款。执行这一分析工作的专业人士被称为信用研究分析师。信用研究分析师是一位金融专业人士，擅长评估个人或企业的信用worthiness。基于借款人的财务历史和当前情况，分析师确定借款人能够履行财务义务并偿还贷款的可能性。 信用分析师在企业债券、固定收益等多领域进行基本信用分析，分析财务报表和行业概况。分析师还为投资组合经理提供重要支持，需收集资料、创建财务模型，并进行相对价值分析。他们还需与交易员、投资者、销售人员等建立联系，全面评估贷款提案的风险。 信用研究分析师的角色围绕风险管理展开，需了解风险并寻找克服风险的方法。同时，信用研究分析师的工作也要求他们随时了解法律活动。
Understand Credit analysis process for various sectors like real estate, manufacturing, Construction etc. also learn the Credit report writing techniques. Get access to Credit analysis model. This course on Credit Research Analysis involves assessment of credit worthiness of a company. This course will equip the participants in forecasting future financial position of the company using spreadsheet, determining the outstanding debt position, the degree of risk factor involved and finally giving a rating to the firm based on various financial and non-financial indicators.The extensive tutorials would equip the participants with the following:Fundamental analysis involving sector overview and historical analysisUnderstanding of all the important terms and concepts of Credit ResearchAt the end of this course the participants would be proficient in credit research analysis, provide a credit rating to a company using different ratios.When an individual or any firm needs money, it approaches the lender whose job is to examine whether lending money to that borrower will be safe, i.e., whether the borrower will be able to repay the money or go bankrupt. So, the professional performing this analysis activity is called a credit research analyst. In technical terms, a credit research analyst is a finance professional proficient in evaluating an individual's or business's creditworthiness. Based on the borrower's financial history and current situation, a credit research analyst determines the likelihood that a borrower will be able to meet the financial obligations and repay the loan.Credit analyst performs fundamental credit analysis in a corporate bond, fixed income, and many others. This involves analysis of financial statements and industry overviews. An analyst also provides critical support to portfolio managers. He has to search and collect material, create financial models, and also perform relative value analysis.They have to handle relationships with traders, investors, salespeople, etc.Overall, they undertake the risk assessment analysis of lending proposals.The role of credit research analyst/credit research analyst evolved around risk management, where he has to understand the risks and find out the ways to overcome these risks.Credit research analyst/credit research analyst jobs are also expected to remain informed about legal activities.
