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所在平台: Udemy |
课程主页: https://www.udemy.com/course/credit-research-analysis-and-credit-ratings-for-beginners/
课程评论：没有评论
课程名称：初学者的信用研究分析与信用评级 课程概述：本课程旨在帮助学员了解不同领域（如房地产、制造业、建筑业等）的信用分析流程，并掌握信用报告撰写技巧。学员将获得信用分析模型的使用权限。课程聚焦于评估公司信用状况，培训学员使用电子表格预测公司未来的财务状况，确定未偿债务情况及相关风险因素，并根据各种财务和非财务指标对公司进行评级。 通过丰富的教程，本课程将使学员掌握以下内容： - 基础分析，包括行业概述和历史分析 - 理解信用研究中所有重要的术语和概念 课程结束时，学员将能够熟练进行信用研究分析，并使用不同比率为公司提供信用评级。当个人或企业需要资金时，他们会寻求贷款方，而贷款方的职责是评估贷款的安全性，即借款人是否能够偿还贷款或是否会破产。因此，进行这种分析的专业人士被称为信用研究分析师。信用研究分析师是一种金融专业人士，精通评估个人或企业的信用worthiness。基于借款人的财务历史和当前状况，信用研究分析师确定借款人能否履行财务义务并偿还贷款的可能性。 信用分析师在企业债券、固定收益等领域执行基础信用分析，涉及财务报表和行业概述的分析。此外，分析师还为投资组合经理提供重要支持，需要搜集材料、创建财务模型并进行相对价值分析。他们需要处理与交易员、投资者、销售人员等的关系，综合评估借贷提案的风险。 总体来说，信用研究分析师的角色集中在风险管理上，他们需要理解风险并找到克服这些风险的方法。同时，信用研究分析师还需时刻关注法律活动的发展。
Understand Credit analysis process for various sectors like real estate, manufacturing, Construction etc. also learn the Credit report writing techniques. Get access to Credit analysis model. This course on Credit Research Analysis involves assessment of credit worthiness of a company. This course will equip the participants in forecasting future financial position of the company using spreadsheet, determining the outstanding debt position, the degree of risk factor involved and finally giving a rating to the firm based on various financial and non-financial indicators.The extensive tutorials would equip the participants with the following:Fundamental analysis involving sector overview and historical analysisUnderstanding of all the important terms and concepts of Credit ResearchAt the end of this course the participants would be proficient in credit research analysis, provide a credit rating to a company using different ratios. When an individual or any firm needs money, it approaches the lender whose job is to examine whether lending money to that borrower will be safe, i.e., whether the borrower will be able to repay the money or go bankrupt. So, the professional performing this analysis activity is called a credit research analyst. In technical terms, a credit research analyst is a finance professional proficient in evaluating an individual's or business's creditworthiness. Based on the borrower's financial history and current situation, a credit research analyst determines the likelihood that a borrower will be able to meet the financial obligations and repay the loan.Credit analyst performs fundamental credit analysis in a corporate bond, fixed income, and many others. This involves analysis of financial statements and industry overviews. An analyst also provides critical support to portfolio managers. He has to search and collect material, create financial models, and also perform relative value analysis.They have to handle relationships with traders, investors, salespeople, etc.Overall, they undertake the risk assessment analysis of lending proposals.The role of credit research analyst/credit research analyst evolved around risk management, where he has to understand the risks and find out the ways to overcome these risks.Credit research analyst/credit research analyst jobs are also expected to remain informed about legal activities.
